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re: Best return on $20k for 6-12 months? Minimal to no risk only

Posted on 11/3/24 at 8:36 pm to
Posted by Dale Gribble
Member since Aug 2014
279 posts
Posted on 11/3/24 at 8:36 pm to
JAAA
Posted by Nole Man
Somewhere In Tennessee!
Member since May 2011
8058 posts
Posted on 11/3/24 at 9:56 pm to
NEOS S&P 500 High Income ETF (SPYI)

SPYI Review

SPYI Review

JEPI vs. SPYI

This post was edited on 11/4/24 at 5:58 am
Posted by baldona
Florida
Member since Feb 2016
22475 posts
Posted on 11/4/24 at 8:30 am to
Why better than a CD or moneymarket? A CD you can get high 4%, I just signed an 8 month for 4.6%. A money market would be great but its not as "guaranteed" as a CD.

There's not going to be anything else above say 5.5% that's no risk, lol
Posted by UltimaParadox
North Carolina
Member since Nov 2008
47329 posts
Posted on 11/4/24 at 8:58 am to
quote:

Minimal to no risk only
quote:

Tell me something better than a CD.


CD or high yield savings account... are your best options.

Everything else is substantially more risk
Posted by ThatsAFactJack
East Coast
Member since Sep 2012
1592 posts
Posted on 11/4/24 at 10:44 am to
quote:

Saints / panthers under 43.5


This didn't age well

Saints 22
Panthers 23

45
Posted by The Torch
DFW The Dub
Member since Aug 2014
23739 posts
Posted on 11/4/24 at 11:36 am to
Origin Bank was paying 6% in their checking acct if you have over a certain amount.

I think you have to link your direct deposit to it also or something
Posted by DVinBR
Member since Jan 2013
14654 posts
Posted on 11/4/24 at 12:24 pm to
OOF
Posted by High C
viewing the fall....
Member since Nov 2012
57592 posts
Posted on 11/4/24 at 5:13 pm to
quote:

Openbank by Santander is offering 5.25% on HYSA


I was initially doing this for my son, but I checked this out and moved my own uninvested savings into an Openbank HYSA. Thanks!
Posted by soccerfüt
Location: A Series of Tubes
Member since May 2013
70349 posts
Posted on 11/5/24 at 8:52 am to
quote:

The only risk is holding dollars which have devalued over 97% over the last 100 years.
Not this one.

Posted by rocksteady
Member since Sep 2013
1787 posts
Posted on 11/6/24 at 6:34 pm to
quote:

This didn't age well Saints 22 Panthers 23 45


Haha I just remembered I made that comment in my saints angst. I luckily did not follow my own recommendation and I truly hope OP did not either :D
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