Started By
Message

re: Best credit card out there right now for cash back or

Posted on 5/19/20 at 11:26 am to
Posted by Huge Richard
Member since Dec 2018
4331 posts
Posted on 5/19/20 at 11:26 am to
Citi or Fidelity (if you have a fidelity account) : 2%
Amazon (if you have prime): 5%
Chase Freedom - usually gas and groceries for 2 quarters: 5%
Discover - same as Chase: 5%
US Bank - fast food / utilities: 5%
Ducks Unlimited - gas: 5%
BOA: online purchases: 3%
Amex - groceries: 3%
Well Fargo - restaurants: 3%

These are the ones I can think of right now. For most purchases, you can get at least 3% back if you have the right cards.
Posted by footballdude
BR
Member since Sep 2010
1113 posts
Posted on 5/19/20 at 11:33 am to
(no message)
This post was edited on 1/11/21 at 1:20 pm
Posted by Huge Richard
Member since Dec 2018
4331 posts
Posted on 5/19/20 at 11:40 am to
shite. Well I guess it was bound to happen. They were probably losing money on giving away 5%
Posted by footballdude
BR
Member since Sep 2010
1113 posts
Posted on 5/19/20 at 11:50 am to
(no message)
This post was edited on 1/11/21 at 1:20 pm
Posted by BACONisMEATcandy
Member since Dec 2007
46680 posts
Posted on 5/19/20 at 11:59 am to
My Combo is

Amazon Card for Amazon and Whole Foods Only
CSR for travel and eating out
Chase Freedom for 5% categories
Chase freedom unlimited for everything else

Penfed for Gas (5%) when chase freedom doesn’t have 5% on gas

ETA: All chase points get combined to the CSR acct
This post was edited on 5/19/20 at 12:02 pm
Posted by TheWalkoff
Baton Rouge
Member since Jan 2019
320 posts
Posted on 5/19/20 at 12:25 pm to
(no message)
This post was edited on 12/27/20 at 3:17 pm
Posted by audioaxes1
Member since Jul 2019
233 posts
Posted on 5/19/20 at 12:35 pm to
my go to cashback cards are:
AMEX blue cash preferred: 6% groceries... in addition to groceries I buy $500 visa gift cards that I use for various stuff that typically wouldnt get extra cashback
US Bank cash+: my favorite categories are utilities+fast food+restaurants... works for my gas
Discover + Chase Freedom: rotating 5% categories... usually there's is a category for both that Im able to max out the 5% limit on
Chase Freedom Unlimited: 1.5% on everything... UR points are worth 1.5x value for me so this is equivalent to 2.25% cashback for me
Posted by TigerintheNO
New Orleans
Member since Jan 2004
44251 posts
Posted on 5/19/20 at 2:23 pm to
quote:

I never get cash back, and take 3-4 personal trips with the wife and I per year just from the points I earn.



I use Chase United Mileage for international flights & use Chase Southwest Rapid Rewards for domestic. Haven't paid for a flight in the past decade.
Posted by footballdude
BR
Member since Sep 2010
1113 posts
Posted on 5/19/20 at 2:30 pm to
(no message)
This post was edited on 1/11/21 at 1:19 pm
Posted by footballdude
BR
Member since Sep 2010
1113 posts
Posted on 5/19/20 at 2:34 pm to
(no message)
This post was edited on 1/11/21 at 1:19 pm
Posted by footballdude
BR
Member since Sep 2010
1113 posts
Posted on 5/19/20 at 2:48 pm to
(no message)
This post was edited on 1/11/21 at 1:19 pm
Posted by TheWalkoff
Baton Rouge
Member since Jan 2019
320 posts
Posted on 5/19/20 at 3:35 pm to
(no message)
This post was edited on 12/27/20 at 3:16 pm
Posted by footballdude
BR
Member since Sep 2010
1113 posts
Posted on 5/19/20 at 6:34 pm to
(no message)
This post was edited on 1/11/21 at 1:19 pm
Posted by Shaun176
Baton Rouge
Member since Aug 2008
2949 posts
Posted on 5/19/20 at 7:28 pm to
quote:

I never use it for cash back, but the Chase Sapphire Reserve is my main card.


Right now it is 5% on groceries and door dash on top of $60 in door dash credits with free door dash membership. 3% on restaurants and travel.

You get 1.5 times value for travel or 1:1 transfer to many travel programs.

You also get a priority pass airport lounge membership which was great and will be great again in the future and automatic status with several rental car companies.

Posted by footballdude
BR
Member since Sep 2010
1113 posts
Posted on 5/20/20 at 10:40 am to
(no message)
This post was edited on 1/11/21 at 1:19 pm
Posted by Negatiger1986
Inside the Leather
Member since Sep 2010
455 posts
Posted on 5/20/20 at 12:35 pm to
I get 5.25% Cash back on Gas (Cash Rewards card), 3.5% cash back on travel and dining, 2.6% cash back on all other purchases (both on Premium Rewards card) through BoA with 100k in accounts (brokerage, IRA, checking, etc) at Boa and/or Merrill Lynch.
This post was edited on 5/20/20 at 12:36 pm
Posted by Roberteaux
mandeville
Member since Sep 2009
6212 posts
Posted on 5/20/20 at 12:55 pm to
My Bank of America card gets 3% on gas
Posted by mule74
Watersound Beach
Member since Nov 2004
12546 posts
Posted on 5/20/20 at 1:46 pm to
Capital One Savor IMHO
Posted by whitefoot
Franklin, TN
Member since Aug 2006
11195 posts
Posted on 5/20/20 at 11:49 pm to
quote:

Alliant is 3% for the first year and 2.5% thereafter. No categories or any other restrictions.


Relatively new caveats for this card, unfortunately...$10k/month limit on the 2.5% and the recently raised the annual fee from $59 to $95.

That said, it's still the card I use most.
Posted by armsdealer
Member since Feb 2016
12280 posts
Posted on 5/21/20 at 3:32 am to
I just use Discover for most things now, I keep a Visa to extend warranties on certain things and to use at Costco, it has 1% on most things but specifically excludes warehouse stores and super centers for cash back. It is stupid, you can use Discover at Costco.com but not at the store, I think you might be able to get around it using a mobile pay app, but I haven't tried it yet.
first pageprev pagePage 2 of 3Next pagelast page

Back to top
logoFollow TigerDroppings for LSU Football News
Follow us on X, Facebook and Instagram to get the latest updates on LSU Football and Recruiting.

FacebookXInstagram