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Started By
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Bank CDs
Posted on 12/7/23 at 9:47 am
Posted on 12/7/23 at 9:47 am
For any of you South Louisiana folks, where are you seeing the most favorable Bank CD rates?
Asking for a friend.
Thanks.
Asking for a friend.
Thanks.
10
Posted on 12/7/23 at 5:20 pm to RunnersWorld
Wouldn't you just buy them online? Fidelity has a shitload listed.
Posted on 12/7/23 at 5:55 pm to RunnersWorld
Vanguard, Fidelity.
Posted on 12/7/23 at 5:56 pm to RunnersWorld
Go to bankrate.com and then the Best CD Rates section. Enter your zip code and amount of the CD, and it will give you rates. Nerdwallet.com has a similar tool.
Posted on 12/7/23 at 7:34 pm to RunnersWorld
Nothing like being able to loan banks money through CDs.
Posted on 12/7/23 at 7:53 pm to RunnersWorld
My Vanguard Money Market is giving 5.29% 7 day SEC yield. That is getting more than most CD's I've seen. Am I missing something or not calculating something correctly?
Posted on 12/7/23 at 8:25 pm to RunnersWorld
I’m getting 5% at Capital One and 5.13% at Whitney. But I’ve moved money instead to 4 and 8 week t-bills. Although with rates likely decreasing in March, I might go in on an 18 month CD at the beginning of the year to lock in that 5%.
Posted on 12/7/23 at 8:49 pm to secondandshort
quote:
My Vanguard Money Market is giving 5.29% 7 day SEC yield. That is getting more than most CD's I've seen. Am I missing something or not calculating something correctly?
It’s fine, but it’s going to go down just like it went up. CDs protect the income for some savers.
Posted on 12/7/23 at 9:43 pm to Thundercles
quote:
Wouldn't you just buy them online? Fidelity has a shitload listed.
Maybe he cares about keeping money in his community and is looking for a good rate at a local bank.
Posted on 12/8/23 at 8:14 am to RunnersWorld
5.27 at Hancock Whitney for 11 months.
Not sure if it is the best but not bad.
Not sure if it is the best but not bad.
Posted on 12/8/23 at 12:46 pm to secondandshort
quote:
That is getting more than most CD's I've seen. Am I missing something or not calculating something correctly?
The CD locks in its rate for the term, often a year or more. Your money market fund's rate is good today only; might go up or might do down. Many are predicting lower interest rates in the spring.
Posted on 12/8/23 at 1:48 pm to Twenty 49
I saw USAA has 5.25% for 10 months and Amex has 5.25% for 11 months.
Posted on 12/8/23 at 4:21 pm to RunnersWorld
Synchrony has some pretty good rates
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