- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Anyone have separate Cc's for different usage?
Posted on 2/14/24 at 8:38 am
Posted on 2/14/24 at 8:38 am
I have one specifically for gas thanks to driving probably 4hr per day round trip for work.... but the "cash back" is pretty low if I remember correctly.
What's the best Cc you're using that gives cash back or points towards something specific? Not worried too much about interest rates as we pay it off each month.
What's the best Cc you're using that gives cash back or points towards something specific? Not worried too much about interest rates as we pay it off each month.
7
Posted on 2/14/24 at 8:43 am to SouthernInsanity
I’m thinking about signing up for Amazon visa, just for 5% back on Amazon purchases.
Posted on 2/14/24 at 8:49 am to SouthernInsanity
Yes we have various cards for different purposes
Amazon Visa - For amazon purchases, 5% cash to Amazon, also 5% (sometimes 10%) at whole foods, we use this only for that (fee free)
AMEX Blue Cash Preferred - 6% cash back on groceries and streaming services, we use it only for that ($95/yr fee)
Costco Visa - 4% costco cash on gas, 3% back on restaurants and travel booked through costco, 2% back at costco....we use this only for those (fee free)
Cap One Venture - We use this for everything not related to above as catch all card, 2x miles on everything, ($95/yr fee)
We also have a Chase Freedom Unlimited and Chase Freedom (Flex it's called now) but basically never use those, both fee free cards. 5% category on my Chase Freedom is rarely something we would either use or we get it better with other cards above.
Thought about the Venture X upgrade from Venture but the extra benefits (like $300 travel credit) mostly come from booking your travel through Cap One's portal which I've found is just inflated prices to where I can get elsewhere.
Amazon Visa - For amazon purchases, 5% cash to Amazon, also 5% (sometimes 10%) at whole foods, we use this only for that (fee free)
AMEX Blue Cash Preferred - 6% cash back on groceries and streaming services, we use it only for that ($95/yr fee)
Costco Visa - 4% costco cash on gas, 3% back on restaurants and travel booked through costco, 2% back at costco....we use this only for those (fee free)
Cap One Venture - We use this for everything not related to above as catch all card, 2x miles on everything, ($95/yr fee)
We also have a Chase Freedom Unlimited and Chase Freedom (Flex it's called now) but basically never use those, both fee free cards. 5% category on my Chase Freedom is rarely something we would either use or we get it better with other cards above.
Thought about the Venture X upgrade from Venture but the extra benefits (like $300 travel credit) mostly come from booking your travel through Cap One's portal which I've found is just inflated prices to where I can get elsewhere.
This post was edited on 2/14/24 at 8:55 am
Posted on 2/14/24 at 8:51 am to SouthernInsanity
I have Amazon that is only used for 5% back on amazon
Cap 1 Savor that is only used for 3% back restaurants/grocery
Cap 1 Venture X that is used for everything else
Cap 1 Savor that is only used for 3% back restaurants/grocery
Cap 1 Venture X that is used for everything else
Posted on 2/14/24 at 8:59 am to SouthernInsanity
We have two.
Amazon visa for Amazon.
Amex skymiles ($695/yr fee) for everything else. We’ve flown to Europe round trip past two years for “free”.
Amazon visa for Amazon.
Amex skymiles ($695/yr fee) for everything else. We’ve flown to Europe round trip past two years for “free”.
Posted on 2/14/24 at 9:02 am to BamaCoaster
Nope. just one. Amazon card
This post was edited on 2/14/24 at 9:03 am
Posted on 2/14/24 at 9:21 am to SouthernInsanity
I do.
Gas - Citi CostCo Visa: 4% back on gas (just not Costco). Only use it for gas, use other Visa inside Costco
Dining - Chase Sapphire Preferred Visa: 3x points on dining. Got it last year for the sign up bonus. Chase points is the only one that can be transferred to Hyatt I believe. Haven't decided if I will keep.
Flights/travel - Amex Delta Reserve: Mainly for Delta flights or big purchases. Only card I have that will still extend warranty on purchases.
Amazon - Chase Amazon card: 5% back on Amazon purchases. I only use this for Amazon and don't carry in wallet
Catchall - Fidelity Visa: 2% cashback on everything, no limits, no fee. For anything not covered above.
Also, I have a Amex everyday card to hold my Amex MR points but don't actively use it.
Gas - Citi CostCo Visa: 4% back on gas (just not Costco). Only use it for gas, use other Visa inside Costco
Dining - Chase Sapphire Preferred Visa: 3x points on dining. Got it last year for the sign up bonus. Chase points is the only one that can be transferred to Hyatt I believe. Haven't decided if I will keep.
Flights/travel - Amex Delta Reserve: Mainly for Delta flights or big purchases. Only card I have that will still extend warranty on purchases.
Amazon - Chase Amazon card: 5% back on Amazon purchases. I only use this for Amazon and don't carry in wallet
Catchall - Fidelity Visa: 2% cashback on everything, no limits, no fee. For anything not covered above.
Also, I have a Amex everyday card to hold my Amex MR points but don't actively use it.
This post was edited on 2/14/24 at 9:24 am
Posted on 2/14/24 at 9:28 am to SouthernInsanity
Amex - 6% back on groceries and streaming services
PenFed Visa - 5% back on all gas purchases
Citi Card - 5% back on restaurants up to $500 a month
Citi Double Cash - 2% back on everything else
Forgot we do use an amazon store card for 5% back.
PenFed Visa - 5% back on all gas purchases
Citi Card - 5% back on restaurants up to $500 a month
Citi Double Cash - 2% back on everything else
Forgot we do use an amazon store card for 5% back.
This post was edited on 2/14/24 at 9:30 am
Posted on 2/14/24 at 9:33 am to SouthernInsanity
Yes
1 for everyday use
1 for recurring bills
1 hidden in my vehicle in case I forget my wallet and store doesn’t take Apple Pay
1 for everyday use
1 for recurring bills
1 hidden in my vehicle in case I forget my wallet and store doesn’t take Apple Pay
Posted on 2/14/24 at 9:50 am to notsince98
quote:
Citi Card - 5% back on restaurants up to $500 a month
Hmm interesting. I wasn't aware of that Citi Custom card. I never liked the cards with rotating categories. But this is rotating based on your highest spend each month. So I could use this as a dedicated dining card.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News