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Anyone familiar with Sandanter consumer? Looking for a credit union

Posted on 4/3/13 at 9:43 pm
Posted by King of New Orleans
In front of The Hungry Tiger
Member since Jul 2011
9946 posts
Posted on 4/3/13 at 9:43 pm
I'm currently using sandanter consumer for a loan on a car and they are the absolute shittiest company I've ever dealt with.

I want to go refinance at a local credit union here in Baton Rouge.

What's everyone's opinion on the best credit union?
Posted by OFWHAP
Member since Sep 2007
5416 posts
Posted on 4/3/13 at 9:48 pm to
Is this an offshoot of the Santander, the Spanish bank?
Posted by King of New Orleans
In front of The Hungry Tiger
Member since Jul 2011
9946 posts
Posted on 4/3/13 at 10:31 pm to
I'm not sure.

Here is their website
Posted by foshizzle
Washington DC metro
Member since Mar 2008
40599 posts
Posted on 4/4/13 at 12:24 am to
Santander is an absolutely enormous Spanish bank, one of the biggest in Europe and one of the world's big players.

But they may be having trouble implementing expansion projects in the US, I have no idea. If they are serious about the investment they'll get it right eventually.

Interesting that Santander is exploring in the area though.
Posted by bubbz
Baton Rouge
Member since Mar 2006
22811 posts
Posted on 4/4/13 at 7:16 am to
Santander is a subprime lender. I would definitely suggest going to a local credit union to refinance. Try E Federal or Neighbors. Both have excellent auto rates.
Posted by King of New Orleans
In front of The Hungry Tiger
Member since Jul 2011
9946 posts
Posted on 4/4/13 at 8:24 am to
What is a subprime lender? Never heard of that.
Posted by ProudLSUMom
Baton Rouge
Member since Sep 2007
3302 posts
Posted on 4/4/13 at 8:33 am to
Check with Neighbor's Federal Credit Union. We got a low rate there when we bought our used BMW.
Posted by Crimsonsaint24
Alabama
Member since Jul 2011
552 posts
Posted on 4/4/13 at 9:19 am to
Yea Santander Consumer has my car loan which I'm almost done paying for you have to pay every payment through the mail to avoid stupid extra charges
Posted by King of New Orleans
In front of The Hungry Tiger
Member since Jul 2011
9946 posts
Posted on 4/4/13 at 9:23 am to
Are you with them because of bad credit? That's what kind of company they actually look like.

Posted by Crimsonsaint24
Alabama
Member since Jul 2011
552 posts
Posted on 4/4/13 at 9:26 am to
No bad credit wasn't it I actually have good credit they ended up selling my car loan to this company
Posted by Crimsonsaint24
Alabama
Member since Jul 2011
552 posts
Posted on 4/4/13 at 9:27 am to
They want 11 bucks to pay a bill online
Posted by paps
Member since May 2011
198 posts
Posted on 4/4/13 at 10:16 am to
quote:

they ended up selling my car loan to this company


Yep. They bought up consumer loans in my industry as well. Horrible customer service the few times I've had to work with them.
Posted by Jp1LSU
Fiji
Member since Oct 2005
2542 posts
Posted on 4/9/13 at 5:07 pm to
I know two people with car loans in the US through banco Santander, they do a lot of them. A major reason why I've been buying stock in San for several months.
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