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Posted on 7/9/10 at 6:28 am to Doc Fenton
You must have points included in that loan to get that low of a rate.
Posted on 7/9/10 at 8:46 am to LSU1018
All I could find to do a 3.75 was buying almost 2 points and having the TLV under 70% along with 20% to put down.. Does this sound about right? I think I'll stay with my 4.25.
Posted on 7/9/10 at 11:12 am to WaveForLSU
I've closed a 10 year 3.75%.
Posted on 7/9/10 at 11:39 am to LSURussian
yup.
What is interesting is the rates have been so low for so long, the refi market is about tapped out.
What is interesting is the rates have been so low for so long, the refi market is about tapped out.
Posted on 7/9/10 at 1:07 pm to LSURussian
I locked in 4.5 percent on an investment property a few weeks ago. I am starting to feel cheated. 
Posted on 7/9/10 at 1:13 pm to threeputt
quote:
I locked in 4.5 percent on an investment property a few weeks ago. I am starting to feel cheated.
Posted on 7/9/10 at 2:11 pm to RiceNGravy
I'm talking about overall industry and market. If you think about it, since 2001 the rates have been pretty low and never really gone above 7 but more in the fives and sixes. Late 90's they hovered between 6 and 8. I'm just saying that whereas in 2003 when rates got real low, there was a HUGE refi boom. Now with rates much lower, not the same level of business.
Some shops are going to do very well. Partly because they are damn good shops, partly because so many competitors have gone out of business.
Some shops are going to do very well. Partly because they are damn good shops, partly because so many competitors have gone out of business.
Posted on 7/10/10 at 10:41 am to tygerstripes
When you are purchasing new home (i.e. not refinancing), when is the earliest you can lock into an interest rate?
Posted on 7/10/10 at 10:42 am to katytigers
Neighbors in Baton Rouge had it at 3.85% just a week ago
Posted on 7/10/10 at 5:52 pm to LSURussian
just locked 4.5% a few weeks ago for a 30 year fixed FHA
Posted on 7/12/10 at 8:05 pm to HurricaneDunc
I am refinancing a 30 year mortgage in the next couple of weeks. Got a 15 year 3.85 rate from a local mortgage company. My note is going up $80 a month and I cut my mortgage the number of years in half
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