- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
New construction insurance and inspectors
Posted on 1/19/22 at 10:55 am
Posted on 1/19/22 at 10:55 am
Who have you guys used for insurance during your new construction build and what kind of pricing should we expect?
Also, any suggestions on inspectors for the buld process. We are building in the central lafourche area.
Also, any suggestions on inspectors for the buld process. We are building in the central lafourche area.
6
Posted on 1/19/22 at 10:59 am to TigerDat
Our builder has insurance that covers the house until turned over.
Posted on 1/19/22 at 11:25 am to TigerDat
I purchased builders risk insurance through a local insurance agent. There should be independent inspection companies around you that can do all inspections (pre-pour, pre-drywall, final). Check if you need permits/inspections from the local building department.
Posted on 1/19/22 at 12:59 pm to TigerDat
quote:
New construction insurance and inspectors
Are you your own General Contractor/Builder?
This post was edited on 1/19/22 at 1:00 pm
Posted on 1/19/22 at 1:26 pm to TigerDat
I just used State Farm for a builders risk policy. I saw new construction homes completely destroyed during hurricane Laura so don’t skimp on this.
For inspections I just used the parish inspector and I walked through it with him each time. I had a list of things I noticed that I asked him about. Some he said were fine and others he said needed to be fixed.
I used a contractor that is a friend but even then he doesn’t catch everything or dismissed stuff I wasn’t sure about. My FIL is also a sub so I used him to do walk throughs weekly.
For inspections I just used the parish inspector and I walked through it with him each time. I had a list of things I noticed that I asked him about. Some he said were fine and others he said needed to be fixed.
I used a contractor that is a friend but even then he doesn’t catch everything or dismissed stuff I wasn’t sure about. My FIL is also a sub so I used him to do walk throughs weekly.
Posted on 1/19/22 at 1:36 pm to tigereye58
quote:
I just used State Farm for a builders risk policy. I saw new construction homes completely destroyed during hurricane Laura so don’t skimp on this
Yes, this my worry as well, sometimes pop up thunderstorms can cause crazy damage Herr.
quote:
For inspections I just used the parish inspector and I walked through it with him each time. I had a list of things I noticed that I asked him about. Some he said were fine and others he said needed to be fixed
Ok didn't jnow if an independent inspector is worth the extra money
Posted on 1/19/22 at 2:02 pm to TigerDat
My GC maintained the insurance during the build. I don't recall if I had a separate policy or not. I know I owned the lot for about a year before the build and I had a liability policy on the lot, but I don't know that I got any specific insurance for the build beyond what my GC got.
Did you have an architect do you plans? Part of my architect's fee was for construction supervision. I believe he did 4 walk throughs during various phases of construction do to an inspection and write a report.
Did you have an architect do you plans? Part of my architect's fee was for construction supervision. I believe he did 4 walk throughs during various phases of construction do to an inspection and write a report.
Posted on 1/19/22 at 11:04 pm to TigerDat
We used Aubert's insurance in Covington. Building in Thibodaux and the parish sends and inspector at certain points along the way.
Posted on 1/20/22 at 5:53 am to akimoto
These prices in materials is ridiculous. Just started 3 days ago and my material estimate jumped 20k in 2 weeks.
Posted on 1/20/22 at 9:25 am to shoelessjoe
What materials jumped?
Posted on 1/20/22 at 10:18 am to TigerDat
If you know the local inspector is a pain in the arse, the independent might be a consideration, but otherwise, I wouldn’t bother. They charge $75-100 per inspection, which can add up over the course of a job.
Also, the last independent I used was an even bigger PITA than the parish guys. Had me jumping though hoops about a window that wasn’t tempered and didn’t need to be by code. Gave him the evidence he was wrong and he dug in his heels even more. We finally worked it out and he acted like he was doing me a favor.
Also, the last independent I used was an even bigger PITA than the parish guys. Had me jumping though hoops about a window that wasn’t tempered and didn’t need to be by code. Gave him the evidence he was wrong and he dug in his heels even more. We finally worked it out and he acted like he was doing me a favor.
Page 1 of 1
Popular
Back to top
Follow TigerDroppings for LSU Football News