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Message
Insurance headache
Posted on 7/15/13 at 7:43 pm
Posted on 7/15/13 at 7:43 pm
Today our car insurance bill arrived. We pay 1700 per 6 months for two cars. We have two adult drivers, no wrecks, multi policy discount and 1K deductible. I called Geico and they quoted 800 for both cars per 6 months. Knowing State Farm will drop my home owners policy I started to price all policies. Geico homeowners is more, but the hurricane deductible is 2 percent less. Anyone here have Geico for homeowners?
Posted on 7/15/13 at 8:17 pm to momoffourbabes
What are your limits on auto?
Posted on 7/15/13 at 8:19 pm to Mr.Perfect
And state farm wants out of Louisiana. Do you have an agent shopping for you? A lot of homeowners carriers do not write direct
Posted on 7/15/13 at 9:06 pm to momoffourbabes
Shop around for the home and go with Geico for auto.
Posted on 7/15/13 at 9:34 pm to momoffourbabes
Find a way to get USAA. If one of your parents ever served a second in the military you pretty much qualified
Posted on 7/15/13 at 10:13 pm to Mr.Perfect
You must mean Farmers Insurance.
Posted on 7/15/13 at 10:50 pm to GenesChin
Does a grandparent serving qualify you for USAA?
Posted on 7/16/13 at 7:57 am to momoffourbabes
Call an independent agent and have him shop around for you. /thread
Posted on 7/16/13 at 8:12 am to momoffourbabes
I have geico for auto and homeowners. 470 per 6 months for auto with 1k deductible (250/500 coverage). 650 per year for the house (i think 140k for the structure and maybe 80k for belongings if i remember correctly). Geico subs out the homeowners and flood to ASI
This post was edited on 7/16/13 at 8:16 am
Posted on 7/16/13 at 8:32 am to TheLankiestLawyer
Yes, I have USAA through my grandfather serving in WWII.
Dunno about how you go around getting it though, he enrolled then got my parents enrolled and I was automatically enrolled at that point.
Their car insurance is pretty good, but house is hit or miss. They don't like to insure older houses from what I understand.
Dunno about how you go around getting it though, he enrolled then got my parents enrolled and I was automatically enrolled at that point.
Their car insurance is pretty good, but house is hit or miss. They don't like to insure older houses from what I understand.
Posted on 7/16/13 at 9:27 am to TheLankiestLawyer
quote:
Does a grandparent serving qualify you for USAA?
Yes... Thats how I got mine
Posted on 7/16/13 at 9:37 am to eng08
USAA is not writing new business in a lot of areas in louisiana. If not all.
Posted on 7/16/13 at 11:03 am to Mr.Perfect
I have tried to get USAA the past two years. They are not writing policies. Right now I am trying to figure out the prices on my current policies to compare. My umbrella policy was quoted 300 more by Geico, but I did not realize in LA uninsured motorist is an option on an umbrella.
Posted on 7/16/13 at 11:29 am to momoffourbabes
Homeowners is written by Arrowhead. I could not find rating information on insurance comm. website. I called the Insurance commissioner and they were not able to provide any info.
Posted on 7/16/13 at 11:38 am to momoffourbabes
No real need for UM in an umbrella. Especially if you have good medical insurance
Posted on 7/16/13 at 3:16 pm to Mr.Perfect
quote:
state farm wants out of Louisiana
Where did you hear this?
Posted on 7/16/13 at 10:19 pm to Laryngitis
quote:
quote:
state farm wants out of Louisiana
Say what?
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