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Used Auto Loan

Posted on 10/15/20 at 4:52 pm
Posted by sonoma8
Member since Oct 2006
7677 posts
Posted on 10/15/20 at 4:52 pm
Looking at buying a used 2019 SUV. Lightstream looks to be around 4.5%. Is there anywhere else I can look for lower rates? TIA
Posted by nevilletiger
The Landing
Member since Jan 2005
280 posts
Posted on 10/15/20 at 6:57 pm to
I got 3.75 at my local credit union.
Posted by nobigdeal69
baton rouge
Member since Nov 2009
2184 posts
Posted on 10/15/20 at 7:29 pm to
That’s about what I got, then I refinanced with USAA to 3.29
Posted by sonoma8
Member since Oct 2006
7677 posts
Posted on 10/15/20 at 8:09 pm to
CU my work is affiliated with was 4.5% too.
Posted by MaxDraft
Baton Rouge
Member since Aug 2019
559 posts
Posted on 10/15/20 at 9:35 pm to
DCU 2.49
AFFCU 2.79
Posted by OldHickory
New Orleans
Member since Apr 2012
10602 posts
Posted on 10/16/20 at 8:24 am to
I got quoted 2.69 from my credit union this week.
Posted by sonoma8
Member since Oct 2006
7677 posts
Posted on 10/16/20 at 8:31 am to
Which CU?
Posted by LNCHBOX
70448
Member since Jun 2009
84535 posts
Posted on 10/16/20 at 8:34 am to
Plenty of places offering 3.49 on used, so I'd set that as the ceiling. I got preapproved for that through my credit union then used that to get 2.99 through dealer financing. Probably could have done better, but was fine with that number.
Posted by Chasin The Tiger
Lake Travis, TX
Member since Sep 2012
577 posts
Posted on 10/16/20 at 11:26 am to
DCU is 1.99 if you have a relationship with them. I've used them several times and have had no issues.
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