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French Quarter restaurant suing Lloyd’s of London
Posted on 3/16/20 at 7:21 pm
Posted on 3/16/20 at 7:21 pm
That didn’t take long
NEW ORLEANS — In what’s believed to be a first in the U.S., a French Quarter restaurant is suing Lloyd’s of London, hoping a judge will order the U.K. based insurance market to cover losses caused by government-ordered closures due to the coronavirus.
Oceana Grill filed suit against Lloyd’s of London in Orleans Parish Civil District Court on Monday, seeking a declaratory judgment to proactively force its insurance carrier to pay for losses from a pandemic.
LINK
NEW ORLEANS — In what’s believed to be a first in the U.S., a French Quarter restaurant is suing Lloyd’s of London, hoping a judge will order the U.K. based insurance market to cover losses caused by government-ordered closures due to the coronavirus.
Oceana Grill filed suit against Lloyd’s of London in Orleans Parish Civil District Court on Monday, seeking a declaratory judgment to proactively force its insurance carrier to pay for losses from a pandemic.
LINK
Posted on 3/16/20 at 7:21 pm to tigerskin
Don’t they mean Lords of London?
Posted on 3/16/20 at 7:22 pm to tigerskin
quote:
suing Lloyd’s of London
Didn’t work for Dylan Moses’ dad
Posted on 3/16/20 at 7:23 pm to burdman
Will be an interesting case, uncharted waters as this isn’t specifically included or excluded.
Posted on 3/16/20 at 7:23 pm to burdman
Did he lose that suit? Never heard the follow up
Posted on 3/16/20 at 7:24 pm to tigerskin
quote:overrated
Oceana Grill
Posted on 3/16/20 at 7:24 pm to tigerskin
I’d actually pay lots of money to see a powerhouse London law firm’s associates take on the backwater Dudley Dubosier-types of New Orleans in a civil suit.
Posted on 3/16/20 at 7:26 pm to Buck Dancer
quote:
uncharted waters
Hardly uncharted. These insurance disputes all come down to the language of the policy.
Posted on 3/16/20 at 7:26 pm to Buck Dancer
quote:
Will be an interesting case, uncharted waters as this isn’t specifically included or excluded.
Since it’s so uncharted I predict it will be tied up in the courts so long even a judgement in favor will offer no help to the businesses in question.
Posted on 3/16/20 at 7:28 pm to AndyCBR
Infectious disease business interruption claims are most definitely uncharted waters. Name the last infectious disease business interruption lawsuit smartie pants. I’ll hang up and listen.
Posted on 3/16/20 at 7:29 pm to Buck Dancer
Infectious disease is neither a specifically named coverage or a specifically excluded loss.
Posted on 3/16/20 at 7:31 pm to tigerskin
If there’s a force majeure clause in the policy, I wonder how that will work out.
This post was edited on 3/16/20 at 7:41 pm
Posted on 3/16/20 at 7:31 pm to Buck Dancer
quote:
Infectious disease is neither a specifically named coverage or a specifically excluded loss.
Should be, ever been in the kitchen of one of those restuarants in that neighborhood?
This post was edited on 3/16/20 at 7:32 pm
Posted on 3/16/20 at 7:34 pm to Buck Dancer
quote:
Infectious disease is neither a specifically named coverage or a specifically excluded loss.
Have you read their policy? It may be as you say, but it may also be addressed (included or excluded) in any number of ways. Most of these policies don't leave a whole lot to chance. And they tend to cleverly exclude all risks other than the ones the insurer agreed to cover.
Posted on 3/16/20 at 7:34 pm to TDcline
quote:
I’d actually pay lots of money to see a powerhouse London law firm’s associates take on the backwater Dudley Dubosier-types of New Orleans in a civil suit.
Neither side will be using billboard lawyers.
Posted on 3/16/20 at 7:34 pm to SEClint
It will definitely be an issue from this point forward. Just like terrorism coverage post 9/11. Insurance companies for the most part are money hungry and will frick you every chance they get. I do not believe Oceania will be successfully, but, it will be interesting to see how it plays out.
Posted on 3/16/20 at 7:35 pm to Buck Dancer
quote:
Infectious disease business interruption claims are most definitely uncharted waters. Name the last infectious disease business interruption lawsuit smartie pants. I’ll hang up and listen.
Who pissed in your cornflakes?
I’m just saying like most things involved with uncharted litigation I opine it will take a very long time to reach any conclusion once both sides are finished arguing and in turn getting other lawyers rich.
Thats generally how this process works...
This post was edited on 3/16/20 at 7:36 pm
Posted on 3/16/20 at 7:35 pm to Buck Dancer
Lloyds policies have wording in their property form that excludes losses due to Virus or bacteria. I’m sure lawyers will do what they do and break that wording down and find loopholes but it is vaguely addressed tom their property forms.
Posted on 3/16/20 at 7:35 pm to Boston911
quote:
If there’s a force majeure clause is there, I wonder how that will work out.
Likely there is and the case may well turn on it. I also wonder if there is a choice of law clause.
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