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Message
re: My employer sponsored health insurance went up 33%
Posted on 12/17/18 at 4:51 pm to BamaAtl
Posted on 12/17/18 at 4:51 pm to BamaAtl
quote:
That sucks that Republicans screwed you like this!
Hate to tell you, the Democrats are neck deep in this as well. All the while the ACA and the individual mandate was in place, premiums did not stop growing.
Posted on 12/17/18 at 4:56 pm to makinskrilla
Prior to the Affordable Care Act my Blue Cross Blue Shield(PMD) Family coverage was $652 a month.
I now pay $1428 a month.
Affordable Care Act my arse!
I now pay $1428 a month.
Affordable Care Act my arse!
Posted on 12/17/18 at 5:00 pm to NC_Tigah
quote:
I do have a clue.
Good, then can you please examine the chart I provided ITT, and give us a brief explanation of what it's indicating?
tia
Posted on 12/17/18 at 5:15 pm to WildTchoupitoulas
quote:It explains how government regulations made healthcare so expensive.
Good, then can you please examine the chart I provided ITT, and give us a brief explanation of what it's indicating?
Predictably, Obamacare significantly furthered the premise.
quote:You're welcome.
tia
Anything else?
Posted on 12/17/18 at 5:27 pm to BamaAtl
quote:
That sucks that Republicans screwed you like this!
Do you know what the first letter in ACA stands for?
Posted on 12/17/18 at 5:57 pm to BottomlandBrew
quote:
Neither side seems willing to work on meaningful legislation to help the average person. They'd rather pander to their extreme bases.
Bingo. Anyone who thinks the President or any more than maybe 10 members of the Legislative Branch in DC are fighting for American taxpayers is a damn brainwashed idiot.
Trump doesn’t really care. Nor does Biden, or Paul Ryan, or Pelosi, or Clay Higgins. They don’t. They’re laughing at you.
Posted on 12/17/18 at 6:00 pm to makinskrilla
quote:
I think the only way to drive the cost back down is more “employer based” coverage and offer different packages. Some people don’t need all the coverage so why make them pay to subsidize Medicaid?
The only way to fix it is to cut insurance companies out of the loop. Direct patient to provider drives healthcare costs down. Many people would be better off with a tax deferred HSA for non emergencies and a separate plan for catastrophic medical care.
Another option is using shared medical costs through organizations like MediShare or Liberty Health Share.
This post was edited on 12/17/18 at 6:10 pm
Posted on 12/17/18 at 7:54 pm to makinskrilla
mine stayed about the same however they raised the deductible, max out of pocket and lowered the amount of coverage so from the year before Obamacare i've gone from 90% with $25.00 copay for office visit and $10.00 prescription copay to 75% covered after deductible is met for both, which went from $800.00 family to $2750.00 and my max out of pocket went from $2500.00 to $13500.00 and for this my premiums went from $25.00 to $118.00 per week and I dropped my ex who was covered under the $25.00 but would cost an extra $96.00 now.
Posted on 12/17/18 at 9:05 pm to makinskrilla
That's why I will never vote for another Democrat! They screwed us with that piece of shite legislation that rewards sloths to sit on their asses and eat taxes! The weak arse Republicans also share he blame!
Repeal and replace my arse.
Repeal and replace my arse.
Posted on 12/17/18 at 9:52 pm to TigerDoc
quote:
Companies should be able to have their employees buy into medicare or medicaid if they'd like.
...We are all already contributing to the care of Medicare / Medicaid recipients as the providers are paid a reduced rate for these patients - so yeah, we are subsidizing them.
If providers were paid these rates for all patients many hospitals and providers would be driven out of business. Then comes the rationing. Medicare for all is Medicare for none.
This post was edited on 12/17/18 at 10:06 pm
Posted on 12/17/18 at 9:52 pm to Bass Tiger
quote:
only way to fix it is to cut insurance companies out of the loop. Direct patient to provider drives healthcare costs down.
true but eliminates 800,000 jobs.
Posted on 12/17/18 at 9:56 pm to Bass Tiger
quote:
The only way to fix it is to cut insurance companies out of the loop. Direct patient to provider drives healthcare costs down. Many people would be better off with a tax deferred HSA for non emergencies and a separate plan for catastrophic medical care
A catastrophic plan is still an insurance plan.
Posted on 12/17/18 at 10:01 pm to WildTchoupitoulas
quote:So yet another democrat policy that doesn’t work? Cool.
You idiots blaming Obama don't have a clue. It's not the ACA that has driven costs of healthcare up faster than inflation, it was Title XIX of the Social Security Act, added in 1965, and otherwise known as MEDICAID, that did it.
Posted on 12/17/18 at 10:55 pm to gamatt53
No it’s not, it’s based off of the fact that I’m not paying for myself anymore. I’m paying for those who cannot afford to pay their own way so the bill gets passed to me.
Posted on 12/17/18 at 10:58 pm to CelticDog
Lmao, what?
So the affordable care act (forcing others to pay more so as to pay for those who can’t themselves) is capitalism?
So the affordable care act (forcing others to pay more so as to pay for those who can’t themselves) is capitalism?
Posted on 12/17/18 at 11:00 pm to BamaAtl
So the adorable care act is now republican?
Posted on 12/17/18 at 11:22 pm to makinskrilla
How big is the group on your employer plan? Small group with one or two people who get sick or have major medical expenses can end up screwing the rest of the group’s rate. Had it happen at my first job out of high school. Small company with maybe 10-12 employees on the health plan and one guy ended up with cancer and another employee’s spouse on the plan had a heart attack. My premium as a healthy college aged guy tripled in 2-3 years and I eventually dropped off the company plan due to cost.
And you can also thank the leeches of society who have no insurance and run to the ER for every ache or minor illness so they can see a doc and get some free meds that probably would’ve been OTC anyway since hospital cant turn them away
And you can also thank the leeches of society who have no insurance and run to the ER for every ache or minor illness so they can see a doc and get some free meds that probably would’ve been OTC anyway since hospital cant turn them away
Posted on 12/18/18 at 6:26 am to KiwiHead
The biggest road block to inexpensive healthcare is our government has regulated the number of hospitals that can be built in an area.
That stifled competition and drove up prices.
That stifled competition and drove up prices.
Posted on 12/18/18 at 6:28 am to TheAstroTiger
quote:
Mine stayed the same this year.
Posted on 12/18/18 at 7:05 am to Tiger Prawn
quote:
How big is the group on your employer plan?
Not sure about specifics but my company employs ~800 people in the state of La.
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