re: Retirement Contributions. Do you agree with this chart?

quote:

---

Garbage advice. All permanent insurance sucks. Period

---

That's a Negative, dave ramsey

quote:

---

After match and Roth max, muni bond is where to go for tax free potential

---

Not saying this isn't an option or not to do this.

I suggest a high dividend (6%-7%), Paid up WL or VUL. Plenty of studies that show certain WL plans that compete and out perform Munis. Just the personal investors decision on which way to go. Blanket statements aren't very productive, as every investor is in a different situation (values, risk tolerance and goals). If you like Munis, go for it, but it's not the only option.