- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
budgeting expenses, APP or spreadsheet
Posted on 4/5/18 at 10:24 am
Posted on 4/5/18 at 10:24 am
Is there an APP or spreadsheet or site that we can use to divide our expenses up with out manually typing in all of them into excel?
we back with Chase if that make a difference.
TIA.
we back with Chase if that make a difference.
TIA.
Posted on 4/5/18 at 12:40 pm to TTU97NI
Posted on 4/5/18 at 1:39 pm to 756
we is family, thanks for the input
Posted on 4/5/18 at 1:47 pm to TTU97NI
YNAB App. It syncs with your checking account and debt accounts. Keeps everything in sight. Really easy to use.
Posted on 4/5/18 at 4:31 pm to TheWiz
quote:
YNAB App. It syncs with your checking account and debt accounts. Keeps everything in sight. Really easy to use.
+1 for YNAB
I've used Quicken for 25+ years, have toyed around with Mint and Personal Capital...But started using YNAB about 2 years ago. As a budgeting tool, it is EXTREMELY powerful, easy and user-friendly.
I'm pretty sure they still offer a free month trial...If you use this link, we can both get an additional free month.
YNAB referral link
This post was edited on 4/5/18 at 4:33 pm
Posted on 4/8/18 at 12:16 am to TTU97NI
You do not have to manually enter expenses. Most banks/credit card companies that have on line banking let you download your expense data.
I just download the data into a csv file and then open it in EXCEL. I usually add category and subcategory columns and assign the expenses that way. You can then use the subtotal feature to add up the categories. You have to sort it first.
Downloading into Quicken or other software is usually an option. We have used Quicken but I got tired of the seemingly constant upgrades and went the spreadsheet route. And it was much more complicated than I needed it to be.
For budgeting, I also just use a spreadsheet but that is mostly to just make sure we don't get an overdraft at the bank. I don't really compare the budget to the actual expenses very much. I guess if I needed to know exactly how the actual expense compared to the budget I would need to get something more sophisticated. Or, if you need a more disciplined approach to managing your money I can see how one of the budgeting tools could help.
I just download the data into a csv file and then open it in EXCEL. I usually add category and subcategory columns and assign the expenses that way. You can then use the subtotal feature to add up the categories. You have to sort it first.
Downloading into Quicken or other software is usually an option. We have used Quicken but I got tired of the seemingly constant upgrades and went the spreadsheet route. And it was much more complicated than I needed it to be.
For budgeting, I also just use a spreadsheet but that is mostly to just make sure we don't get an overdraft at the bank. I don't really compare the budget to the actual expenses very much. I guess if I needed to know exactly how the actual expense compared to the budget I would need to get something more sophisticated. Or, if you need a more disciplined approach to managing your money I can see how one of the budgeting tools could help.
Posted on 4/8/18 at 6:16 pm to TTU97NI
Personally, i have tried to do YNAB, Mint and several other APPS. I have found that using a manual spreadsheet is best for me. By having to manually enter our expenses (yes it takes time) I have a better handle on where the money is going. I have created my own spreadsheet over the years to a point that it does exactly what I need.
At the end of every month I download my expenses from my bank for the month and go line by line and categorize the expenditures. I use pretty broad catergories like grocery, food, retail, etc so I can really chart the data.
To each their own....
At the end of every month I download my expenses from my bank for the month and go line by line and categorize the expenditures. I use pretty broad catergories like grocery, food, retail, etc so I can really chart the data.
To each their own....
Posted on 4/8/18 at 6:27 pm to Moots
Going to try YNAB again
I really liked the idea, approach, and layout.
But it fell apart because I couldn’t manually transact everything. It was actually an intended design feature to not account sync.
Classifying transactions is one thing, but missed/forgotten small transactions tended to add up.
Trying again with this new version.
I really liked the idea, approach, and layout.
But it fell apart because I couldn’t manually transact everything. It was actually an intended design feature to not account sync.
Classifying transactions is one thing, but missed/forgotten small transactions tended to add up.
Trying again with this new version.
This post was edited on 4/8/18 at 6:28 pm
Posted on 4/9/18 at 9:44 am to TTU97NI
For budgeting, spreadsheet works best IMO.
For tracking spending/budget monitoring, any of the typical options like mint, personal capital, ynab, etc. should work.
For tracking spending/budget monitoring, any of the typical options like mint, personal capital, ynab, etc. should work.
Posted on 4/9/18 at 12:19 pm to notsince98
LINK
Wave Apps syncs your accounts and you can categorize them from there. It's free and you should be able to operate it as an individual or as a business.
Personally, I do all of my budgeting and expenses in Excel. It's the best method for me to keep track of everything and gives me to freedom to run whatever numbers I want.
Wave Apps syncs your accounts and you can categorize them from there. It's free and you should be able to operate it as an individual or as a business.
Personally, I do all of my budgeting and expenses in Excel. It's the best method for me to keep track of everything and gives me to freedom to run whatever numbers I want.
Popular
Back to top
Follow TigerDroppings for LSU Football News