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Started By
Message
re: How much money should you have in the bank by age 30.
Posted on 9/21/17 at 8:37 pm to djangochained
Posted on 9/21/17 at 8:37 pm to djangochained
At 30???? How???
I don't get how people my age have all this money. I make a damn good living and at 27 I'm doing really good to have 8k in the bank. Just a mortgage and a low student loan payment.
I have friends who claim to have $30k+ in their retirement, a way bigger house than me, way nicer car than me, way more expensive shite than me, and are talking about opening a business and shite.
If I had put every dollar I made over the last two years in the bank I wouldn't have enough money to do that shite, much less build a 401k and have all that nice shite.
I don't get it.
I don't get how people my age have all this money. I make a damn good living and at 27 I'm doing really good to have 8k in the bank. Just a mortgage and a low student loan payment.
I have friends who claim to have $30k+ in their retirement, a way bigger house than me, way nicer car than me, way more expensive shite than me, and are talking about opening a business and shite.
If I had put every dollar I made over the last two years in the bank I wouldn't have enough money to do that shite, much less build a 401k and have all that nice shite.
I don't get it.
4
Posted on 9/21/17 at 8:38 pm to DownshiftAndFloorIt
People lie and have shite tons of debt
Any of them back their claims up with statements?
Any of them back their claims up with statements?
Posted on 9/21/17 at 8:38 pm to DownshiftAndFloorIt
quote:
much less build a 401k and have all that nice shite.
Just keep pounding it - every raise increase your percentage a little
Posted on 9/21/17 at 8:46 pm to DownshiftAndFloorIt
My FIL put 50k in an account and I put 10
How do you know my age ?
How do you know my age ?
This post was edited on 9/21/17 at 8:47 pm
Posted on 9/21/17 at 10:52 pm to DownshiftAndFloorIt
HIGHLY income dependent. I'm finally blessed enough to max my 401k. I'm 32 and have about 200k there. Liquid assets? Lol. I've got 2 paid-for cars and a few K in cash plus a high credit card limit if I really need a cushion. Anybody that says you need 3+ months in expenses is stupid and/or lazy. Make your money work (401k, paying down debt, investing, etc). Don't sit on 60k in cash.
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