- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Best Overall Car Insurance For Value?
Posted on 4/25/17 at 11:08 am
Posted on 4/25/17 at 11:08 am
I have been having state farm and they just increased my monthly note by $30, was curious who do you think is the best value for car insurance out there. I was considering shopping around although I have had state farm my entire life....Thanks
Posted on 4/25/17 at 11:17 am to BigVoodoo
State Farm lost $7 billion last year in auto insurance.
Shop around.
No real answer to your question about "value", though.
Shop around.
No real answer to your question about "value", though.
Posted on 4/25/17 at 11:33 am to BigVoodoo
I think every single insurance company is raising rates. I'd stick w/ State Farm if you've been with them for a long time. Last thing you want is to switch to a new company, have a claim and then they drop you. Or, switch to a new company, and then they raise their rates 2 months later.
Posted on 4/25/17 at 11:38 am to BigVoodoo
Been with Farm Bureau of Louisiana for 15 years. Only had 1 claim in that time frame. Rates have not increased much over 15 years. Also have them for Homeowners.
Very satisfied
Very satisfied
Posted on 4/25/17 at 12:20 pm to BigVoodoo
I've been with State Farm for 20 years now. Have my homeowner's, umbrella, and everything else with them too. Never been unhappy with them.
That said, auto insurance rates here aren't nearly what they were in LA. And I'm not under 25 anymore.
That said, auto insurance rates here aren't nearly what they were in LA. And I'm not under 25 anymore.
Posted on 4/25/17 at 12:46 pm to BigVoodoo
I shopped while in Louisiana. that's the best way to save. Here in AL now, ALFA is the best by far for me, so cheap and has never increased.
Posted on 4/25/17 at 1:00 pm to BigVoodoo
I have 2 homes, umbrella, life, 2 cars and thinking about switching also
Posted on 4/25/17 at 1:24 pm to BigVoodoo
Insurance companies value new customers way more than their current customers. I shop around for insurance every one to two years. You've got a handful of reputable companies.
State Farm
AllState
Liberty Mutual
MetLife
Progressive
Geico
State Farm
AllState
Liberty Mutual
MetLife
Progressive
Geico
Posted on 4/25/17 at 1:46 pm to LSUChamp06
State Farm has the baby boomer generation on lock down. Their retention rates are absurdly high (my parents included) for reasons unbeknownst to me.
In short, shop around.
In short, shop around.
Posted on 4/25/17 at 2:15 pm to lynxcat
quote:
State Farm has the baby boomer generation on lock down. Their retention rates are absurdly high (my parents included) for reasons unbeknownst to me.
In short, shop around.
I'm an independent agent, and I cannot figure it out either.
The personal emotions that has gone into insurance, which is a business contract, is baffling.
Posted on 4/25/17 at 2:30 pm to BigVoodoo
I prefer Geico and I've been with State Farm before.
They are very simple and best rates that I've personally seen.
Also, all insurances are going up across the board.
They are very simple and best rates that I've personally seen.
Also, all insurances are going up across the board.
Posted on 4/25/17 at 3:34 pm to Tres7139
i use geico. anytime i've had a claim they pay immediately. and they were 100 less a month than state farm
Posted on 4/25/17 at 4:53 pm to jsk020
I shop every renewal anniversary, both car and homeowners, and Travelers beat all other national companies. Travelers has 12 month rates on cars, whereas all others only offer 6 month rates. Shop Travelers if you haven't before.
Posted on 4/25/17 at 4:55 pm to homesick1934
quote:
Travelers has 12 month rates on cars, whereas all others only offer 6 month rates.
Completely false.
Posted on 4/25/17 at 8:56 pm to BigVoodoo
Depends on your individual situation. Some companies will give you alumni discounts, for example. You also want to decide if you want to insure the vehicle or just carry liability.
Posted on 4/25/17 at 9:09 pm to BigVoodoo
I've have State Farm since getting my license 22 years ago. Shop it every couple years but nobody can beat my rate. I do shop it as package(auto, home, life, etc) so that may be why
Posted on 4/25/17 at 9:14 pm to BigVoodoo
Progessive has been very steady with my rates.
They offer a 15-20% discount for paying in full every 6 months as well, which is an added bonus I take advantage of.
They offer a 15-20% discount for paying in full every 6 months as well, which is an added bonus I take advantage of.
Posted on 4/26/17 at 1:37 pm to BigVoodoo
I have Geico and bought 1 share of BRK.B for additional discount.
Popular
Back to top
Follow TigerDroppings for LSU Football News