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Insurance on an overpowered boat
Posted on 3/1/17 at 8:44 pm
Posted on 3/1/17 at 8:44 pm
Does anybody have insurance on a boat with a bigger outboard than the USCG plate calls out?
Posted on 3/1/17 at 8:55 pm to bigbuckdj
IDK but I have a 50hp Merc on a 14' Alweld with a tunnel. It's rated for a 25, it's pretty scary
Posted on 3/1/17 at 9:38 pm to bigbuckdj
Is there really such a thing as overpowered. Overweight, for sure, but overpowered is still on how you drive it.
Posted on 3/1/17 at 11:09 pm to bigbuckdj
You might find a company that will sell you a policy to cover your boat.
When you file for a loss, and they look into it, don't be shocked if they deny your claim. They live for stuff like that.
When you file for a loss, and they look into it, don't be shocked if they deny your claim. They live for stuff like that.
Posted on 3/2/17 at 3:47 am to bigbuckdj
I do
my boat was rated for 150 by the manufacturer
I called them and requested a new plate since a 175 is the exact same transom weight as a 150. They sent me a new plate and I got insured no problem
it's about transom weight not HP
my boat was rated for 150 by the manufacturer
I called them and requested a new plate since a 175 is the exact same transom weight as a 150. They sent me a new plate and I got insured no problem
it's about transom weight not HP
Posted on 3/2/17 at 8:41 am to bigbuckdj
Easiest way is just remove the HP sticker and put a lower number sticker on there
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