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8
Posted on 9/22/16 at 8:34 am to 10Percenter
quote:
Third party company. Will be reported to credit bureau if not paid.
Got one 2 or 3 years ago... never paid. How can they turn you in for collections on a debt you never agreed to pay?
The "ticket" never showed up on my credit report and I haven't had any issues at the DMV.
Posted on 9/22/16 at 8:34 am to 10Percenter
quote:
Third party company. Will be reported to credit bureau if not paid.
Your choice.
If it gets reported then file a dispute with the 3 major bureaus. Less than a month and it goes away.
Posted on 9/22/16 at 8:34 am to 10Percenter
I've been told that the credit companies don't pursue it very hard though, because the debt is not something you agreed to. No signature. It's not like a citation that you are asked to sign.
Apparently they are pretty shitty at collecting on these. Apparently one cimpany racked up $46k in tickets.
Apparently they are pretty shitty at collecting on these. Apparently one cimpany racked up $46k in tickets.
Posted on 9/22/16 at 8:48 am to 10Percenter
I'm pretty sure Louisiana is one of the states in a big nationwide lawsuit that says these companies can no longer report camera tickets to your credit bureaus.
LINK.
Yes, Louisiana is one of the 31ish states listed.
LINK.
Yes, Louisiana is one of the 31ish states listed.
This post was edited on 9/22/16 at 9:00 am
Posted on 9/22/16 at 10:22 am to 10Percenter
quote:
Will be reported to credit bureau if not paid.
No it won't fool
Posted on 9/22/16 at 11:38 am to 10Percenter
quote:
Third party company. Will be reported to credit bureau if not paid. Your choice.
Correct.
Don't pay it if you never plan on buying or refinancing a house.
Posted on 9/22/16 at 12:35 pm to 10Percenter
quote:
Third party company. Will be reported to credit bureau if not paid.
This is absolutely not true. Speaking from experience.
I have this bookmarked. Thanks to Will Cover.
quote:
1. Real tickets will instruct you to contact the court to resolve matter in question while fake tickets (ATS and RedFlex) may tell you not to contact the court. Fake tickets are sent via regular US Postal Mail service, but appear to be "official," which they are not. Criminal citations are sent by registered or certified mail.
2. In Louisiana, RLC and speed camera citations are NOT a criminal offense. They are treated as CIVIL matter, partly because the OWNER of the vehicle is issued the citation (doesn't matter who is driving) and if contested, you won't be awarded the opportunity to go before a judge. Instead, you will have a hearing with an Administrative Adjudication officer (city appointed).
3. CIVIL offenses are NOT reported to the Louisiana DMV or your insurance company.
4. In Baton Rouge, city officials will NOT turn over your Social Security Number to a private company (ATS and RedFlex).
5. If unpaid fine goes on your credit report, simply dispute online with Equifax, Experian and TransUnion. Ask them to investigate and validate the debt owed. ATS and RedFlex must provide proof that you entered into an agreement for goods or services or signed promissory note.
6. If threatened with a collection notice or a harassing phone call, do the math. ATS and RedFlex send out thousands upon thousands citations each and every day. This is profitable for them to do, because many people are scared into thinking they have to pay (the media plays a large part in this) and because it's the "right thing to do." But think about the numbers ...
In Los Angeles alone, there are over 50 K red light camera tickets that remain unpaid. In Nassau County, the county has failed to collect on $10 million in unpaid red light camera fines. And in East Baton Rouge parish alone, almost half of the red light tickets for CITY PARISH vehicles have NOT been paid.
One Rule for the City of Baton Rouge. Another rule for the citizens of Baton Rouge.
What's the bottom line? If you think for one minute that a company such as ATS or RedFlex, both of whom are located out of state, are going to take the time, energy and resources (think out of state costs, attorney fees and court cost) to go after you in a court of law for a fine of less than $500.00, pay it.
But if you're like me and are willing to take the "risk," toss it and go on with your life, but for the love of God, please don't create one more post about red light or speed cameras!
Posted on 9/22/16 at 2:18 pm to 10Percenter
quote:
Third party company. Will be reported to credit bureau if not paid. Your choice.
That is a myth I got one a few years back and refused to pay it and has never shown up on my credit report.
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