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Auto insurance quotes

Posted on 4/25/16 at 9:41 am
Posted by chesty
Flap City C.C.
Member since Oct 2012
12731 posts
Posted on 4/25/16 at 9:41 am
Had one accident in 10 years of driving and my auto insurance has doubled.. This is bull shite
Posted by Will Cover
St. Louis, MO
Member since Mar 2007
38592 posts
Posted on 4/25/16 at 10:13 am to
Very rarely in life does anything get cheaper over time.
Posted by BeerMoney
Baton Rouge
Member since Jul 2012
8389 posts
Posted on 4/25/16 at 10:16 am to
same thing happened to me. Switched to Safeco because they have an accident forgiveness program. So I ride around with a little monitor now. Supposedly if I behave they'll forgive the accident when time to renew.
Posted by Napoleon
Kenna
Member since Dec 2007
69184 posts
Posted on 4/25/16 at 10:25 am to
quote:

Very rarely in life does anything get cheaper over time.



Car insurance does. I would say every six months I pay less than the last six months. Except now I raised my policy and lowered my deductibles so it's higher, but the same as it was when I first started the policy with state minimum and $1200 deductibles.
Posted by bayoubengals88
LA
Member since Sep 2007
18995 posts
Posted on 4/25/16 at 1:49 pm to
I got an email from my alma mater saying that I can get a discount through Liberty Mutual...ok...

Called...

LM: Oh you went to southeastern? Yeah we work with them...Oh you're a teacher too? even better! another discount........That'll be $235/month!

Me: Oh, goodness...that's nowhere near where I'm at.

LM: Well sir, if you don't mind how much are you paying.

Me: $142

LM: Wow, that's nearly $1200/year difference we're nowhere close to that!

Posted by CherryGarciaMan
Sugar Magnolia
Member since Aug 2012
2497 posts
Posted on 4/25/16 at 3:06 pm to
Unless you love your agent, shop around.

Independent agents can write through dozens of auto carriers. State Farm, Allstate, Farmers, etc cannot.

It boggles my mind why more people don't do it.
Posted by iknowmorethanyou
Paydirt
Member since Jul 2007
6550 posts
Posted on 4/25/16 at 6:06 pm to
You don't even have to behave that much. Just don't drive like a moron or an Asian woman and you'll get the discount.
Posted by McCaigBro69
TigerDroppings Premium Member
Member since Oct 2014
45088 posts
Posted on 4/25/16 at 7:04 pm to
How do some of you have that high of a premium?

I switched from State Farm to Geico and went from paying $115 a month to $74 a month after buying a new F-150. Truck was in a tornado last month and got $9K worth of damage and Geico was badass and took care of it great.

My deductible was only $501 too. And it's $501 on all accidents too, not just comprehensive.
Posted by BeerMoney
Baton Rouge
Member since Jul 2012
8389 posts
Posted on 4/26/16 at 10:04 am to
You're right. I logged in to check my status because of this thread. I've basically changed nothing about the way I drive and it's completely in the green.

moron and Asian woman is redundant btw.
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