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re: How much credit card debt are you in?
Posted on 10/19/15 at 8:51 pm to I Love Bama
Posted on 10/19/15 at 8:51 pm to I Love Bama
Why were you canceling if you already paid the yearly fee?
Or are you lying.![](https://images.tigerdroppings.com/Images/Icons/IconLOL.gif)
Or are you lying.
![](https://images.tigerdroppings.com/Images/Icons/IconLOL.gif)
Posted on 10/19/15 at 9:02 pm to John88
14k @ 0% last month but that expired do I paid it
Posted on 10/19/15 at 9:42 pm to John88
$3000ish.
My rental home had a bunch of shite happen to it. Then I had a car issue.
Sucks because I was just climbing out of the hole, but the work I did over the past year has put me in good position to pay it off quickly.
My rental home had a bunch of shite happen to it. Then I had a car issue.
Sucks because I was just climbing out of the hole, but the work I did over the past year has put me in good position to pay it off quickly.
Posted on 10/19/15 at 10:52 pm to John88
Pay off everything every month so $0.
Posted on 10/20/15 at 5:45 am to John88
According to mint bills I currently have $1400 (6 different cards) in credit card debt & I will have them all paid off after the billing cycle they were made in comes due. I have $300 on a Lowes card that doesn't show up on Mint, but it's 0% til late 2016.
My wife and I have a 0% credit card ( til 2017) that has probably $2,000 that I ask her to pay.
My wife and I have a 0% credit card ( til 2017) that has probably $2,000 that I ask her to pay.
Posted on 10/20/15 at 5:51 am to John88
I have a feeling only people that pay it off at the end of month will respond to this thread.
BTW, I don't think I've ever been in CC debt. Maybe because I didn't have one as a student.
BTW, I don't think I've ever been in CC debt. Maybe because I didn't have one as a student.
Posted on 10/20/15 at 7:22 am to Cdawg
Yeah, those people in the $30k hole aren't likely to respond.
Posted on 10/20/15 at 7:39 am to Cdawg
I had plenty when I graduated but my dad paid them off as my graduation present.
Then I ran them up again and he paid them off as my wedding present![](https://images.tigerdroppings.com/Images/Icons/IconLOL.gif)
Then I ran them up again and he paid them off as my wedding present
![](https://images.tigerdroppings.com/Images/Icons/IconLOL.gif)
Posted on 10/20/15 at 7:39 am to VABuckeye
Currently $0 on last months balance. Prior to me graduating and finding a job, about $1k.
Posted on 10/20/15 at 8:23 am to John88
Probably about $6k on 0% APR. If they're gonna give me money at no charge for 12-18 mo ths I'm gonna use it to my advantage.
I wouldn't recommend that for financially irresponsible people though. I've never been charged interest on a CC.
I wouldn't recommend that for financially irresponsible people though. I've never been charged interest on a CC.
Posted on 10/20/15 at 8:26 am to John88
Running 2-3k a month paid off each billing cycle - slow points earner but they add up...
Posted on 10/20/15 at 8:28 am to John88
I always pay it off every month. It's never really that much either. $200 maybe. Sometimes $0.
This post was edited on 10/20/15 at 8:30 am
Posted on 10/20/15 at 8:49 am to TigerTatorTots
quote:
You should never spend more than you can pay off that month unless an extreme emergency
Not true if the interest rate is zero.
Posted on 10/20/15 at 8:59 am to foshizzle
We pay it off every month.
Posted on 10/20/15 at 9:23 am to John88
I have about $3000 on a 0% interest card right now. 0% doesn't end until January, so it'll be paid off by then.
Posted on 10/20/15 at 9:35 am to John88
0. I charge every purchase that takes CC and pay it off as often as it will let me. Earning cash back for the GF's Christmas gifts ![](https://images.tigerdroppings.com/Images/Icons/IconLOL.gif)
![](https://images.tigerdroppings.com/Images/Icons/IconLOL.gif)
This post was edited on 10/20/15 at 9:36 am
Posted on 10/20/15 at 9:38 am to John88
$0. Pay it off monthly.
Five years ago: $33,567.31 on about 9 different cards. Took about 10 years to get it that high, but had to make the decision to get out of debt.
I don't have this magical story of digging deep and eating rice and beans to get out of debt. My wife and I got about $25,000/year in raises by getting new jobs and we just put everything extra toward the debt for about a year. Now we're able to save about $3k a month on top of retirement.
$1000? Pick up some odd jobs and pay it off and be done with it. Hang out on this board a little more than the OT and you'll pick some things up.
Five years ago: $33,567.31 on about 9 different cards. Took about 10 years to get it that high, but had to make the decision to get out of debt.
I don't have this magical story of digging deep and eating rice and beans to get out of debt. My wife and I got about $25,000/year in raises by getting new jobs and we just put everything extra toward the debt for about a year. Now we're able to save about $3k a month on top of retirement.
$1000? Pick up some odd jobs and pay it off and be done with it. Hang out on this board a little more than the OT and you'll pick some things up.
This post was edited on 10/20/15 at 9:42 am
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