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How do you save your money?
Posted on 10/3/15 at 6:19 pm
Posted on 10/3/15 at 6:19 pm
Do you put a certain amount in your savings each month or do you do something different?
Posted on 10/3/15 at 6:23 pm to John88
put a bit into a savings account, then a part in my 401k, then a part in investments... usually take just a bit and then at the end of the month if I have extra I set it aside
Posted on 10/3/15 at 6:29 pm to John88
I don't save much money because I'm not a pussy.
Posted on 10/3/15 at 6:43 pm to John88
Take it out in small bills and bury in the backyard.
Posted on 10/3/15 at 6:45 pm to John88
I put all my extra cash in my glove box. That way my car is worth more, so if i get in a wreck i can get a bigger check from the insurance company
Posted on 10/3/15 at 6:48 pm to John88
I go Albertsons and use the coin star machine - put the money on my Applebee's gift card. Will never be hungry again.
Posted on 10/3/15 at 6:49 pm to John88
Checking account set to transfer a certain amount each payday to a savings account paying .75 percent right now.
Much better to have it programmed to do it automatically. If you have to do it manually, you'll let it slide or forget.
Much better to have it programmed to do it automatically. If you have to do it manually, you'll let it slide or forget.
Posted on 10/3/15 at 6:49 pm to John88
Certain amount every month then extra at the end of the pay period goes into savings.
Posted on 10/3/15 at 6:54 pm to Twenty 49
quote:
Checking account set to transfer a certain amount each payday to a savings account
This. Plus a percentage of each check into a 401k that my company matches. I also have a separate investment account.
Posted on 10/3/15 at 7:06 pm to Twenty 49
who do you bank with that does this? I mean I can do it online or phone but to do it automatically would mean less buttons for me to press
Posted on 10/3/15 at 7:07 pm to John88
I'm horrible at saving money(although 11% of my pay pre tax automatically goes into my pension plan).
And I'm female
Shocking?
And I'm female
Shocking?
This post was edited on 10/3/15 at 7:08 pm
Posted on 10/3/15 at 7:07 pm to lsunurse
and blonde..... so you have that against you as well
Posted on 10/3/15 at 7:10 pm to tduecen
Yeah I was glad when I started working the job I work now...you don't get a choice...11% goes to retirement fund. Only way to get that money prior to retiring is to quit your job and cash it out.
Forced me to finally start saving for retirement.
Forced me to finally start saving for retirement.
Posted on 10/3/15 at 7:12 pm to tduecen
I use CapitalOne. You can set up as many auto-transfers as you'd like
Posted on 10/3/15 at 7:17 pm to lsunurse
quote:
I'm horrible at saving money(although 11% of my pay pre tax automatically goes into my pension plan). And I'm female Shocking?
Yes, you should be stashing no less then 20% per tax. That goes to everybody. Then after tax, one should pay there selves no less then 10% after tax. Household should cost no more then 30% after taxes. Anything more then that, you living out your means.
Posted on 10/3/15 at 7:19 pm to John88
I keep a stack of Benjamins in the freezer.
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