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Received collections letter from red light camera "ticket"

Posted on 9/24/15 at 8:03 pm
Posted by Golfer
Member since Nov 2005
75052 posts
Posted on 9/24/15 at 8:03 pm
Got one of these speed camera fines 14 months ago. Ignored it as most do and waited for the "collections" letter that has now arrived.

In the letter it says: "If you dispute the validity of this debt or any portion thereof, you must notify this office, in writing, within 30 days. Otherwise, we assume this debt is valid and will pursue all means available for this collection. Upon receipt of your protest, we will verify the debt and provide you with a copy of such verification."

What's my next move?

- Respond with a "show me where I agreed to this debt" letter?
- Ignore it?
- Torch the speed camera?
This post was edited on 9/25/15 at 3:06 pm
Posted by rattlebucket
SELA
Member since Feb 2009
11555 posts
Posted on 9/24/15 at 8:11 pm to
A and C
Posted by southernelite
Dallas
Member since Sep 2009
53180 posts
Posted on 9/24/15 at 8:50 pm to
Let me know what you do and how this goes. I got one recently and deferred on it.
Posted by C
Houston
Member since Dec 2007
27845 posts
Posted on 9/24/15 at 8:53 pm to
Responding in any way gives validity that you may pay something. Best to just ignore it.
Posted by HailToTheChiz
Back in Auburn
Member since Aug 2010
49193 posts
Posted on 9/24/15 at 8:58 pm to
Not to be that guy but why not just pay it off if you legit ran the light?
Posted by tigerbaittrick
Member since Jan 2010
7265 posts
Posted on 9/24/15 at 9:13 pm to
Is it for speeding or running a red light?
Posted by Will Cover
St. Louis, MO
Member since Mar 2007
38705 posts
Posted on 9/24/15 at 9:16 pm to
quote:

Received collections letter from red light ticket


How was the letter sent? Did you and/or a family member sign for receipt of letter?
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37314 posts
Posted on 9/25/15 at 8:21 am to
Aren't judgements and government fines legally allowed to be on a credit report?
Posted by TheAlmightySmash
New Orleans
Member since Jun 2014
5481 posts
Posted on 9/25/15 at 2:19 pm to
I've never payed a single one and I've had my name ran since then. no warrents, no extra fines, no nothing.
Posted by swanny297
NELA
Member since Oct 2013
2189 posts
Posted on 9/25/15 at 2:23 pm to
Pay your damn ticket / quit speeding and running red lights.
Posted by LSUFanHouston
NOLA
Member since Jul 2009
37314 posts
Posted on 9/25/15 at 5:43 pm to
Also, in the city of New Orleans, if you have an unpaid camera ticket, and you later park illegally, they can boot your car (in addition to the new parking ticket). Just something to keep in mind.
Posted by bulldog95
North Louisiana
Member since Jan 2011
20743 posts
Posted on 9/28/15 at 10:24 am to
Google collection agency letter or something along those lines.

There is a letter you can print out and send to them.

If they can't produce what the letter asks for then you are not liable.

I did this back along time ago on a bill they claimed my ex owed for around $1700. They couldn't produce the original bill so she didn't owe the debt.
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