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Started By
Message
re: Neighbor's tree fell on my fence today
Posted on 4/27/15 at 9:57 pm to Jcorye1
Posted on 4/27/15 at 9:57 pm to Jcorye1
quote:
What would you guys say if the neighbors tree was dead? Then it's neglect is present, right?
You would need to put them on notice in writing before the storm that the tree was dead and created a hazard to your property. If they failed to take action in a reasonable amount of time you could file a claim on there homeowner's liability coverage if damage occurs as a result of the negligence.
2
Posted on 4/27/15 at 9:59 pm to weadjust
I think sending it certified is the way to do it the right way, because of the delivery receipt.
Posted on 4/28/15 at 1:19 am to weadjust
quote:
You would need to put them on notice in writing before the storm that the tree was dead and created a hazard to your property. If they failed to take action in a reasonable amount of time you could file a claim on their homeowner's liability coverage if damage occurs as a result of the negligence.
This is actually the correct answer.
HERE is a kicker. If you call your insurance and start a claim, only for them to come out and tell you it isn't covered / doesn't meet your deductible, it counts AGAINST you as a claim and can make your rates go up. State Farm pulled this shite on me after a storm for some wind damage. I was beyond pissed.
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