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re: Scammed by auto dealership...What should I do?
Posted on 10/28/14 at 9:35 am to GeeOH
Posted on 10/28/14 at 9:35 am to GeeOH
quote:
You didn't go to a bank because they won't loan you the money for that long of a period on a used vehicle.
This almost not true in this case, and would certainly be false if you take it to 72 months. The vehicle is a 2014, and could easily be financed through many different outlets for at least 72 months.
1
Posted on 10/28/14 at 9:36 am to GeeOH
No - it is about the lie - I went in with the expectation that I'd get a 5yr loan at <3% - I was repeatedly LIED to - the finance company did not/does not care about the warranty - that part was the LIE
It is one thing if he sold it to me by convincing me I needed with truths, it is another to LIE
A better version of your example would be the dress shop tells my wife that the only way the cash register will open is if she buys the shoes, belt, earnings, and hat. Oh and an extended warranty on the dress.
It is one thing if he sold it to me by convincing me I needed with truths, it is another to LIE
A better version of your example would be the dress shop tells my wife that the only way the cash register will open is if she buys the shoes, belt, earnings, and hat. Oh and an extended warranty on the dress.
Posted on 10/28/14 at 9:38 am to GeeOH
I've found f&I men to be about 50/50 on integrity.
I've heard straight-up lies and I've financed to get a lower price. (paid it off in 30 days)
I don't know for sure what happened in the OP's case, but to think he was lied to is not out of the realm of possibility.
Lying and maximizing profit are not anywhere near the same things.
I've heard straight-up lies and I've financed to get a lower price. (paid it off in 30 days)
I don't know for sure what happened in the OP's case, but to think he was lied to is not out of the realm of possibility.
Lying and maximizing profit are not anywhere near the same things.
Posted on 10/28/14 at 9:38 am to lurk9000
You're just uninformed. Admit it and stop blaming others for your lack of knowledge. Do a little research, and if you're not comfortable with the terms, don't sign the papers. It's really that easy.
Posted on 10/28/14 at 9:38 am to CFDoc
nice! you're still upset you never got invited to the trailer parties!
Posted on 10/28/14 at 9:41 am to LNCHBOX
I think the Mitsubishi purchase was a dead giveaway.
Posted on 10/28/14 at 9:42 am to buck54
quote:
You didn't get scammed. The extended warranty may be the best thing you ever done. You evidently have cash flow issues and that's fine. The traverse is the same vehicle as the Acadia and Buick Enclave. My wife owned both and you probably will have your share of problems before 79 months are up. I'm pretty sure you would have more than $2700 worth of problems and sensors malfunctioning in 6.58 years. Now you will not be on the turn on some engine lights list when the dealerships are slow. I'm almost convinced they screw you over on purpose thru onstar.
I'm assuming the warranty extended coverage from 50k miles to 100k. So you only have 20k of coverage left.
It's just a bet. If something over $3k fails before 100k, and you give up this warranty, then you lose the bet.
I just lost the bet on my hummer. Passed 100k miles last week, and only had about $800 of parts/labor covered by them over the course of 4 years that the extended warranty was in place. But it was nice to not have to think about getting those little things fixed. A door speaker went out, and, I can't make this up, but a light in the hvac controls went out and the only way to fix it is to replace the entire control unit, $500 part, because of the extended warranty, I went ahead and got it fixed.
You probably overpaid a bit on the warranty, but I don't see this as a "scam". It's not like they tacked on a $1k paperwork fee or something like that.
Posted on 10/28/14 at 9:48 am to LNCHBOX
quote:
You're just uninformed.
Admit it and stop blaming others for your lack of knowledge.
It is impossible to know every stipulation about every situation for every decision that comes about in your life.
Even the almightly LNCHBOX isn't fully aware if every statement is honest or not.
quote:
...if you're not comfortable with the terms, don't sign the papers.
I disagree if the terms are lies.
Posted on 10/28/14 at 9:49 am to lurk9000
quote:
I believe I made a mistake in judgement and subsequently was scammed. NEED ADVICE on path forward...
If you made a mistake in judgement, how in fact were you scammed?
Did you not read any of the documents that were presented to you for signature?
This falls back on you, not the dealership. An educated consumer is a dangerous consumer and unfortunately you were neither.
Posted on 10/28/14 at 9:49 am to CFDoc
Looks like someone forgot to logout of their alter account.
Posted on 10/28/14 at 9:51 am to LNCHBOX
quote:
Looks like someone forgot to logout of their alter account.
lurk and I graduated together and were on the same senior design team. Two different people though.
Posted on 10/28/14 at 9:51 am to CFDoc
quote:
It is impossible to know every stipulation about every situation for every decision that comes about in your life.
Well the guy (you apparently) has bought 3 cars in 7 years, it's not like it was his (your) first time dealing with these things.
quote:
Even the almightly LNCHBOX isn't fully aware if every statement is honest or not.
I never claimed as much.
quote:
I disagree if the terms are lies.
So if the terms are lies, he (you) should sign? I'm beginning to see how he (you) got in this predicament.
Posted on 10/28/14 at 9:56 am to LNCHBOX
What dealership was it? Bad word of mouth maybe costs them more than what they made off you? 
Posted on 10/28/14 at 9:57 am to lurk9000
quote:
I went in with the expectation that I'd get a 5yr loan at <3%
But you stayed and SIGNED the paperwork for much longer term AND higher interest!
You are NOT telling us your whole story, and that is fine, I wouldn't either. But to blame this bad deal on a warranty when you went with a damn near 7 yr loan at a higher rate...
There is a reason you didn't walk out and go find other financing. And that reason is NOT the F'ing warranty deal!
quote:
A better version of your example would be the dress shop tells my wife that the only way the cash register will open is if she buys the shoes, belt, earnings, and hat.
Are you telling me this guy said he would not sell you the car if you financed it through other means or if you didn't buy the warranty?
This is buyers remorse at it's greatest.
Posted on 10/28/14 at 9:57 am to LNCHBOX
quote:
So if the terms are lies, he (you) should sign?
I don't know why you're asking questions at this point. It's very simple.
The dealer made shite up about a warranty/loan relationship that wasn't true. That's shitty on their part regardless of the outcome.
Posted on 10/28/14 at 9:58 am to CFDoc
quote:
The dealer made shite up about a warranty/loan relationship that wasn't true. That's shitty on their part regardless of the outcome.
You're right, it is very simple. You or your buddy still didn't have to accept the terms. Doesn't get much simpler.
Posted on 10/28/14 at 10:01 am to LNCHBOX
quote:
Doesn't get much simpler.
Yeah, lying is fine as long as the other party doesn't know the truth. Got it. Great principles you have.
Posted on 10/28/14 at 10:02 am to lurk9000
Thanks for letting everyone it was Brian Harris. Was the Brian Harris guy's name STEVE?
That dealership is the worst I have ever dealt with. They tried to take me after the sale for nearly 2,000 dollars. They lied and told me the state was going to repo my brand new car if I did not pay the "extra" tax - I told everyone in Baton Rouge about this scam. I held my ground and told the manager he was a fraud. Go to social media and cars.com and write reviews. The incompetent manager will call you immediatley when he see that you are letting everyone know what a POS that place is.
That dealership is the worst I have ever dealt with. They tried to take me after the sale for nearly 2,000 dollars. They lied and told me the state was going to repo my brand new car if I did not pay the "extra" tax - I told everyone in Baton Rouge about this scam. I held my ground and told the manager he was a fraud. Go to social media and cars.com and write reviews. The incompetent manager will call you immediatley when he see that you are letting everyone know what a POS that place is.
This post was edited on 10/28/14 at 10:05 am
Posted on 10/28/14 at 10:03 am to CFDoc
quote:
Yeah, lying is fine as long as the other party doesn't know the truth. Got it. Great principles you have.
The world is a big and scary place, shite happens. I never said it was morally OK.
But when making major purchase, it doesn't hurt to have a little knowledge beforehand. Hopefully you or your buddy have learned from this.
Posted on 10/28/14 at 10:05 am to LNCHBOX
quote:
This almost not true in this case
So it is true....thanks
quote:
and would certainly be false if you take it to 72 months.
This is not the case here, is it?
quote:
The vehicle is a 2014, and could easily be financed through many different outlets for at least 72 months.
This is not the case here, is it?
He went 79 months. The car has been titled before, it is USED! Please list the banks that go over 6 years financing on a used vehicle.
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