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re: Would you have supported a smaller healthcare reform act, specifically one that
Posted on 7/27/14 at 2:30 pm to wickowick
Posted on 7/27/14 at 2:30 pm to wickowick
quote:
Is is ok for a person to not have insurance and then be diagnosed with an illness or disease that requires lots of money to treat and insurance should have to cover it?
Not in my book.
So, I see three NO votes here. Good. Such a law would have been nonsensical and would have closed down private health insurance companies.
So, now, what would have been your remedy for people with pre-existing conditions who couldn't afford health care coverage? Just let them die?
7
Posted on 7/27/14 at 2:31 pm to Rex
Open competition amongst insurance companies between states, for starters. One of them may come up with a profitable solution.
Posted on 7/27/14 at 2:39 pm to Rex
quote:
So, now, what would have been your remedy for people with pre-existing conditions who couldn't afford health care coverage? Just let them die?
I like the ideas from that dumb Dr. from Yale...
This post was edited on 7/27/14 at 2:40 pm
Posted on 7/27/14 at 6:47 pm to Rex
quote:
So, now, what would have been your remedy for people with pre-existing conditions who couldn't afford health care coverage?
If they were able bodied and could work, I would tell them to go get a job with insurance. And, for these purposes, no job with insurance is beneath them.
If they aren't able bodied, I would require them to pay what they could, and have some sort of separate pool for them -- somewhat like Medicaid.
Posted on 7/27/14 at 8:27 pm to Rex
quote:Yes. That's how life insurance works too.
So, now, what would have been your remedy for people with pre-existing conditions who couldn't afford health care coverage? Just let them die?
Posted on 7/28/14 at 11:31 am to Rex
quote:The assistance should be for people who develop conditions to never lose insurance in the first place. Leaving a job shouldn't require you to get a new insurance policy. And most importantly, people should be required to have insurance now.
So, now, what would have been your remedy for people with pre-existing conditions who couldn't afford health care coverage? Just let them die?
The only "extra" support you would need would be for pre-existing conditions to get from a point where people don't have coverage to where everyone has coverage.
Posted on 7/28/14 at 11:35 am to Rex
quote:
So, now, what would have been your remedy for people with pre-existing conditions who couldn't afford health care coverage? Just let them die?
How about a "tax' on insurance companies and thus their customers setting up a pool of last resort to catch those that have a preexisting condition and can't get insurance through regular means?
Posted on 7/28/14 at 7:09 pm to Rex
quote:
So, now, what would have been your remedy for people with pre-existing conditions who couldn't afford health care coverage? Just let them die?
No. Not that it matters anymore, but I supported some sort of plan that:
- Provided what used to be called "hospitalization" coverage. Likely mandated, probably subsidized
- had a robust HSA-type system that brought the consumer to the point of purchase, removing the 3rd party intermediary for common and/or routine services. Rollover provision and some eventual cash value would help discourage overutilization.
- had some sort of high-risk pool to accommodate chronic patients with PECs.
The first two items allow insurance companies to go back to their roots: indemnification (and shouldn't break the bank)
The third is just something I think we can and should do for American citizens (and it won't break the bank, either)
Not your typical Tea Party response, I know. But like I said: it doesn't matter anymore what I think. We have the crappy law Obama, Pelosi, Reid, and all the other sycophants shoved down America's throat.
It sucks. But single-payor is gonna be worse. (and it will break the bank.)
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