Northwestern Mutual financial representatives

Sucks during your 20's. Start making bank in your 40s and 50s

total scam and soul less if you ask me. I assume its the selling of life ins policies? 100% commission based work is awful imo

a good friend of mine here in B'ham worked for them. He left them for another shop though. He said the training/knowledge he picked up was top notch, but that he felt he could make more/do more at another place. Something to do with he can't collect commissions on clients he brought in unless he was with NW, whereas I guess with other companies the commissions follow you if you sold the products. don't quote me on that exactly because I am not 100% sure if that is how it works, just the gist I gathered from what he told me.

Can't be worse than Edward Jones.

I'm 100 % commission. All my 100% commission buddies laugh at salaried employees and call them clock monkeys. The thought of "salary" repels us, because we read it as "income cap". Salaries are for chumps in our world. They are a ceiling, a limit on our production. Every time I explain this to a down-on-his-luck-young-guy I can see the skepticism as if I'm a con man. I offered an opportunity to a 20-something recently, and he just couldn't see it. It's like he was seeing hieroglyphics for the first time. Yet I could take him and turn him from an unemployed guy to a serious earner in the span of 18 months. People want that low-ball guarantee like oxygen, but they are scared as hell of real opportunity because it requires them to REALLY apply themselves. For the record, google those NW Mutual guy's (that have been there for a while) addresses and check out their digs. Pay attention to the guys over forty. It will tell you what you need to know.

Whew. Been wanting to get that out....

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Northwestern Mutual

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Best theme song of any company in their commercials with United Airlines in second place.

old data, but probably close to current

I' be surprised if the retention rate was that high....

* only 17% had 3-5 year retention rate
* you will have to sell all friends and family
* you will do nothing else but cold call people who don't want to talk to you
* you have the possibility to make decent money in 5-10 years if you're GREAT at sales and know many, many people.

NWM is a solid company, as life insurance companies go, but you have very little chance of success. If you're that good at sales, there are many other much more lucrative careers to pursue. Time spent at NWM will not be wasted as they do have a decent sales training program.

My view is that if a company is not willing to pay any base salary in training, it's a scam. They know the odds are stacked and not willing to take them.

This is not to say you can't make a great living there and lead a wonderful happy life, but you better be GREAT at cold calling, sales, community involvement, etc etc.

good luck!