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Message
Ciron Black suing former financial planner...
Posted on 3/18/12 at 7:32 am
Posted on 3/18/12 at 7:32 am
Interesting issue. Good for Ciron in trying to get someone who advised the kid poorly to be held accountable.
LINK
LINK
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Posted on 3/18/12 at 7:41 am to Ace Midnight
Buyer beware
Posted on 3/18/12 at 7:43 am to Slingin Pickle
quote:
Buyer beware
The client was 20 - and there was a lot on the line. If I were advising Mr. Black now, I would look into the insurance company practices, because they most assuredley took the premiums.
He thought he was buying protection from the exact type of injury he suffered - either the guy who sold it to him or the guy who advised him to buy it (or both) are straight up wrong if the didn't recover on the policy.
Posted on 3/18/12 at 7:49 am to Ace Midnight
quote:
The suit claims McConley "actively searched out" Black, using the Internet and other contacts.
Lesson to be learned there. Hope he gets anything he's due, but the process of hiring a financial planner should have gone the other way.
Posted on 3/18/12 at 9:12 am to Ace Midnight
The fine print is a bitch, especially on insurance policies.
Posted on 3/18/12 at 9:51 am to Ace Midnight
obviously he should have gone with Primerica 
Posted on 3/18/12 at 10:08 am to Ace Midnight
quote:
Ciron Black, a standout offensive lineman who was projected as a first-round NBL [sic] draft pick, suffered such an injury against Alabama in his senior season in 2009, and his claim under the policy was denied.
I think I might know why the claim was denied.
Posted on 3/18/12 at 12:41 pm to Ace Midnight
quote:
Ciron Black, a standout offensive lineman who was projected as a first-round NBL draft pick
Posted on 3/18/12 at 2:40 pm to Doc Fenton
quote:
I think I might know why the claim was denied.
Ins Co make profit by denying claims.
Posted on 3/18/12 at 2:58 pm to Oyster
What's the difference between a financial advisor and agent? Why wouldn't LSU find out a way to get the kid an ins. Policy if they knew he was going to be a first round pick?
Posted on 3/18/12 at 3:01 pm to guttata
He wasn't going to be a 1st Round pick. That's the thing. Whatever injuries were ailing his knees, they probably started happening sometime before his junior year.
Posted on 3/18/12 at 3:13 pm to Ace Midnight
quote:
Good for Ciron in trying to get someone who advised the kid poorly to be held accountable.
Take a course in college to help you in this.......nope.......
Posted on 3/18/12 at 3:25 pm to Bobby Moore
I don't think an undergrad football player can reasonably be expected to learn the details of contractual negotiations over insurance with respect to when nagging medical conditions are covered when there is also an on-field injury.
It's a huge gray area, even without knowing what the advisor specifically told Ciron, and fwiw, I hope Ciron gets some compensation out of this case, because he caught a raw deal with respect to his deteriorating knees (much like Will Arnold).
That being said, the projections going into the 2009 season that Ciron would be a 1st Round pick are laughable.
It's a huge gray area, even without knowing what the advisor specifically told Ciron, and fwiw, I hope Ciron gets some compensation out of this case, because he caught a raw deal with respect to his deteriorating knees (much like Will Arnold).
That being said, the projections going into the 2009 season that Ciron would be a 1st Round pick are laughable.
Posted on 3/18/12 at 3:35 pm to Doc Fenton
quote:
I don't think an undergrad football player can reasonably be expected to learn the details of contractual negotiations over insurance with respect to when nagging medical conditions are covered when there is also an on-field injury.
Yeah I think he may have a legit E&O claim. He was clearly not a sophisticated buyer and as such should have had all of the exclusions in his policy thoroughly explained to him. It is my understanding that Lloyd's athlete policies Solely cover catastrophic injury or death. That should have been explained to him and any professional broker would have had him sign a page stating that he had understood what was and was not covered.
This post was edited on 3/18/12 at 3:48 pm
Posted on 3/18/12 at 3:46 pm to Doc Fenton
Sounds like a guy that's trying to get a pay day for not making it to the league
Posted on 3/18/12 at 3:51 pm to StrongSafety
Yeah, but in an ideal world, I think he should get a little something. After his first 2 years at LSU, he definitely looked like a top notch NFL prospect. Then, for whatever reason, he lost his mobility. A little of that was noticeable even in his sophomore year, but it was really bad in 2008 & 2009.
Posted on 3/18/12 at 3:59 pm to Oyster
And, LSU makes millions of dollars per year charging $4.00 for bottled water and $8.00 for (three chicken strips.)
Just sayin'.
Just sayin'.
Posted on 3/19/12 at 11:11 am to Ace Midnight
quote:
Ciron Black
Posted on 3/19/12 at 1:56 pm to OGTiger
quote:
And, LSU makes millions of dollars per year charging $4.00 for bottled water and $8.00 for (three chicken strips.)
Just sayin'.
0
Like this post:
No, concessions are not ran through LSU. Most of the time its a pewee sports team or church group that run the stands.
Posted on 3/19/12 at 2:17 pm to dgnx6
quote:LSU may not keep 100% of the profit off concessions, but I am sure they make some money off the groups who work in the concessions stands. If nothing else, they just buy the food from LSU at slightly above cost.
No, concessions are not ran through LSU. Most of the time its a pewee sports team or church group that run the stands.
This post was edited on 3/19/12 at 2:18 pm
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