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Anyone ever used Ovation Credit repair?
Posted on 1/16/12 at 2:16 pm
Posted on 1/16/12 at 2:16 pm
They were recommended from a co worker as a way to get negative factors off your credit report. My credit is good, not excellent (avg 720) but I have two things from the past that are biting me in the arse and I have been trying to rebuild it for the last year and a half. My biggest problem is lack of credit history which is the hardest thing to start so I can't get approved for a higher CC than what I have currently. I was thinking about using this company to wipe off the negative factors and see what happens then for getting approved for a higher limit credit card than the $500 one I have been stuck with for over a year. TIA
4
Posted on 1/16/12 at 2:30 pm to TEXASTIGER22
quote:
Most people try credit repair companies, debt consolidation, debt management or bankruptcy. Companies touting quick, pain-free fixes are really scams that cause more harm than good. These services almost never help solve the true debt management problem: one's behavior.
LINK
This post was edited on 1/16/12 at 2:31 pm
Posted on 1/16/12 at 3:05 pm to TEXASTIGER22
Credit repair companies are almost always scams. If you have a couple of items that are seven years old or more, you can call the three bureaus to get them removed yourself. Otherwise they stay on your report.
Posted on 1/16/12 at 8:31 pm to TEXASTIGER22
Take care of the negative items before worrying about getting your credit card limit increased.
Just put whatever you are willing to pay "Ovation" towards clearing up the old items....you'll be better off in the long run.
Just put whatever you are willing to pay "Ovation" towards clearing up the old items....you'll be better off in the long run.
Posted on 1/16/12 at 10:09 pm to TEXASTIGER22
I know others will condemn all credit repair because most are scams. However,640orfree.com will refund your money to you if they cannot get your score up to at least 640.
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