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Started By
Message
OT ballers, which bank do you use and whats you APY?
Posted on 12/10/25 at 9:17 am
Posted on 12/10/25 at 9:17 am
Mine is 4% or .04...I roughly make about between 245 to 250.
I use SoFi.
I use SoFi.
This post was edited on 12/10/25 at 9:37 am
12
Posted on 12/10/25 at 9:18 am to sharkfhin
My APY is GFY!
This post was edited on 12/10/25 at 9:40 am
Posted on 12/10/25 at 9:18 am to sharkfhin
We don't need another BabyTac/fareplay
You can stop now
You can stop now
Posted on 12/10/25 at 9:20 am to sharkfhin
This post was edited on 12/10/25 at 9:22 am
Posted on 12/10/25 at 9:22 am to Salmon
Who is babytac/fareplay?
Posted on 12/10/25 at 9:22 am to Salmon
quote:
BabyTac/fareplay
2 Douchiest posters on this site.
Posted on 12/10/25 at 9:25 am to jpainter6174
Im being douchy for asking what other people's money draws int wise?
Was just curious because I went from .037 to .04 or 4%(correction). I was smiling this morning. Yes sir! Amazing what changing banks can do for you.
Was just curious because I went from .037 to .04 or 4%(correction). I was smiling this morning. Yes sir! Amazing what changing banks can do for you.
This post was edited on 12/10/25 at 9:38 am
Posted on 12/10/25 at 9:27 am to sharkfhin
I use Chase private banking and laddered CDs for my near term cash needs. The CDs are running about 4-5% right now. I try to keep $250k or less in pure checking. If my cash balance is low on any given month when the CDs mature I roll less to the next rung.
Posted on 12/10/25 at 9:29 am to Mid Iowa Tiger
quote:
pure checking
Money market accounts are your friend.
Posted on 12/10/25 at 9:31 am to sharkfhin
Fidelity money market. Roughly 3.6% 7 day.
Posted on 12/10/25 at 9:32 am to sharkfhin
Shark you really gotta get financially literate.
Posted on 12/10/25 at 9:32 am to Mid Iowa Tiger
Thats who I switched from. Good bank tho and good returns.
Posted on 12/10/25 at 9:34 am to sharkfhin
quote:
.04%
1/25th of a percent?
Discover online savings, right under 4%. Pretty much just keep my emergency fund in there though.
ETA: just looked at it, 3.40%. So close to tree fiddy
This post was edited on 12/10/25 at 9:36 am
Posted on 12/10/25 at 9:35 am to sharkfhin
Mine's 350%, I make 350K.
Also, stop posting.
Also, stop posting.
Posted on 12/10/25 at 9:36 am to UptownJoeBrown
i know what I have and understand what they are telling. I spend my time on a boat. Im not concerned with the paperwork. I know enough to make good informed decisions on my money. I also do know what im getting is sweet! I meant to say 4% or .04 sorry.
This post was edited on 12/10/25 at 9:41 am
Posted on 12/10/25 at 9:36 am to Loup
I meant 4% or .04 sorry
Posted on 12/10/25 at 9:38 am to Loup
quote:dang you got larger principal than me. Nice!
tree fiddy
This post was edited on 12/10/25 at 9:39 am
Posted on 12/10/25 at 9:40 am to sharkfhin
quote:
Mine is .04%
It’s either .04 or it’s 4%. You don’t put both the decimal and the percent sign.
And if you did mean .04% then you arent truly an OT Baller because not baller would leave $600,000 in some shitting FDIC unprotected savings account and only make .04%
Posted on 12/10/25 at 9:41 am to BigBinBR
I meant 4%. When I add my money I multiply by .04 
Right now im at 6.3
Right now im at 6.3
This post was edited on 12/10/25 at 9:43 am
Posted on 12/10/25 at 9:42 am to sharkfhin
I mean there is a money board, and I said they were douchey not you.
You do pretty well for having such shitty reading and comprehension skills.
You do pretty well for having such shitty reading and comprehension skills.
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