Have You Ever Thought About Planning Your Death?

First of all, want to get this out of the way early, not thinking about ending it. And that's not what I'm talking about, I'm talking about planning out your life, including when you will pass away.

I'll admit, I've been going through a lot lately. My parents are retired and I just learned my dad lost $700,000 over 20 years through bad investments, mostly in the stock market. It's left my parents mostly broke, with only their house as a genuine asset. My dad also has kidney failure and is going through dialysis, which has been a huge strain on my family. Needless to say, no inheritance coming at all.

I don't live near them which is good and bad at the same time. But I see my parents quality of life slipping. My uncle is the same way. Just turned 70 and he's still working, supporting his grandson (his daughter, my cousin, is a complete deadbeat). He's already had medical issues, so when he retires he won't have much to look forward to.

I'm single with no kids, so I don't have a family to think about and worry about supporting. With my parents situation, I realize now retirement is largely just a myth for my generation. I'm 41 and have a few health problems of my own. I see my path through my dad and uncle, it's not a great one.

I've seriously considered the idea of supporting my mom until she passes away (dad will be dead within the next year or two). Then just quitting my job, spending all my money and then simply ending it when all the money is gone and I'm racking up credit card debt. Rack up some credit card debt just as a final screw you to Uncle Sam and the Credit Card companies, knowing they get to eat it.

Has anyone else thought about this? Just planning your life out and maybe just ending it around 60 or so? I don't want to live until my life just becomes nothing but medical issues, nothing but doctors appointment after doctors appointment. Just planning out the rest of your life, including when you will die?