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Insurance for my family in 2000 was about 400 Now it is 1700 a month. Mr President fix

Posted on 7/5/25 at 11:43 pm
Posted by DeafVallyBatnR
Member since Sep 2004
18190 posts
Posted on 7/5/25 at 11:43 pm
I am an independent contractor so I have to pay the whole nut. Me my wife and 3 small children early 2000s around 400 to 600

Now 1700 and my deductibles are 8000 per individual and 14000 family. So if I go to hospital they pay some but I still walk out owing over 2000 for the surgery I just had on my gallbladder and I owe over 2000 dollars. So do I have insurance or not.

Posted by idlewatcher
Planet Arium
Member since Jan 2012
91785 posts
Posted on 7/5/25 at 11:56 pm to
It sucks so much that we need insurance which is a big scam but we certainly need it. Hope your recovery is going well.

And a 25% increase every 5 years could be worse. Look at property insurance rates in the Gulf Coast.
Posted by pankReb
Defending National Champs Fan
Member since Mar 2009
71113 posts
Posted on 7/6/25 at 12:35 am to
me and the wife are both small business owners. It's un-fricking-believable how much insurance is. She's 11 weeks pregnant and between the cost of insurance and deductible, it's much cheaper to pay for the ultrasounds/visits out of pocket and then sign up for insurance in November for open enrollment.

If it weren't for my previous job being such a dogshit work environment that was going to end up leading to issues at home....I would have stayed and eaten shite just for the insurance.
Posted by HubbaBubba
North of DFW, TX
Member since Oct 2010
50652 posts
Posted on 7/6/25 at 12:39 am to
If homes went up at the same rate as OP, my home that I purchased in 2000 for $365k would be valued today at $1.56 million, to give sone perspective.
Posted by Eurocat
Member since Apr 2004
16335 posts
Posted on 7/6/25 at 12:51 am to
quote:

I am an independent contractor so I have to pay the whole nut. Me my wife and 3 small children early 2000s around 400 to 600 Now 1700 and my deductibles are 8000 per individual and 14000 family. So if I go to hospital they pay some but I still walk out owing over 2000 for the surgery I just had on my gallbladder and I owe over 2000 dollars. So do I have insurance or not.



What exactly do you want, free healthcare. 2grand for a gallbladder operation and you are complaining? The anesthetics alone probably cost more.

I don't want to start an argument, but what do you want, free health care? Actually that would be okay for many, but do you want the tax hikes that would come (unless we just added it to the deficit),
Posted by TerryDawg03
The Deep South
Member since Dec 2012
17641 posts
Posted on 7/6/25 at 12:52 am to
Ask this guy:

Posted by Eurocat
Member since Apr 2004
16335 posts
Posted on 7/6/25 at 12:55 am to
And for the most part you were able to.

You really want to get into a who didn't keep campaign promises argument?


Posted by StPeteLSU
St Petersburg, FL
Member since Oct 2011
2039 posts
Posted on 7/6/25 at 12:55 am to
My numbers are almost the exact same as yours. And I mean down to the deductible. It sucks
Posted by the808bass
The Lou
Member since Oct 2012
124665 posts
Posted on 7/6/25 at 12:55 am to
quote:

The anesthetics alone probably cost more.


No. It doesn’t.
Posted by TerryDawg03
The Deep South
Member since Dec 2012
17641 posts
Posted on 7/6/25 at 12:56 am to
quote:

And for the most part you were able to.

You really want to get into a who didn't keep campaign promises argument?


As long as you didn’t mind paying more for the same or less amount of coverage, sure, you could keep your doctor.
Posted by pankReb
Defending National Champs Fan
Member since Mar 2009
71113 posts
Posted on 7/6/25 at 12:59 am to
quote:


As long as you didn’t mind paying more for the same or less amount of coverage, sure, you could keep your doctor.


The marketplace is out of control.
Posted by the808bass
The Lou
Member since Oct 2012
124665 posts
Posted on 7/6/25 at 1:01 am to
quote:

And for the most part you were able to.


Lol. The next sentence was “The only change you’ll see are falling costs as our reforms take hold.”

Bahahahahaha

And then there was this gem:
quote:

I don’t believe we should give government or the insurance companies more control over health care in America. I think it’s time to give you, the American people, more control over your health.


Then there was this one:
quote:

the only changes you will see under the law are new benefits, better protections from insurance company abuses, and more value for every dollar you spend on health care. If you like your plan you can keep it and you don’t have to change a thing due to the health care law.


Then this one:

quote:

If you’re one of the more than 250 million Americans who already have health insurance, you will keep your health insurance — this law will only make it more secure and more affordable.


Great stuff. Really top tier.

Posted by the808bass
The Lou
Member since Oct 2012
124665 posts
Posted on 7/6/25 at 1:02 am to
quote:

you could keep your doctor.


The real lie was that “you can keep your plan.” No, you couldn’t. Because all plans had to comply with the new law. So they were all gone.
Posted by Boomer65
Norman
Member since Sep 2022
916 posts
Posted on 7/6/25 at 1:04 am to
Get a different job that offers better insurance. I pay $310 biweekly with no deductible for family coverage. Might switch over to my wife’s insurance since her premiums have stayed the same for years while mine increased dramatically every year.
Posted by Eurocat
Member since Apr 2004
16335 posts
Posted on 7/6/25 at 1:06 am to
Many industries don't offer insurance.

And many people want to be self employed.
Posted by Eurocat
Member since Apr 2004
16335 posts
Posted on 7/6/25 at 1:08 am to
Obama was in general right on the bill, it was the GOP that kept many of his promises from coming true. There is an entire book about this. Read it. I did.

LINK
Posted by the808bass
The Lou
Member since Oct 2012
124665 posts
Posted on 7/6/25 at 1:10 am to
Why would I read fiction? Everyone who knew anything about insurance knew that eliminating pre-existing conditions, making a bunch of people free riders in the system and eliminating policy lifetime maximums would drive up costs in ways almost unimaginable. frick out of here with your sophomoric idiocy.
Posted by BuzzSaw 12
The Dark Side Of The Moon
Member since Dec 2010
6750 posts
Posted on 7/6/25 at 1:20 am to
Now do auto and home insurance. A complete fricking rip off. Between sky high insurance and sky-high property taxes the globalists are going to eventually get what they want. Klaus Schwab said we would own nothing. At this rate we will be priced out of our homes and cars and they'll have everyone by the balls on healthcare.



Posted by crewdepoo
Hogwarts
Member since Jan 2015
10870 posts
Posted on 7/6/25 at 1:24 am to
AOC will fix it for you
Posted by Eurocat
Member since Apr 2004
16335 posts
Posted on 7/6/25 at 1:25 am to
quote:

Why would I read fiction? Everyone who knew anything about insurance knew that eliminating pre-existing conditions, making a bunch of people free riders in the system and eliminating policy lifetime maximums would drive up costs in ways almost unimaginable. frick out of here with your sophomoric idiocy.



Lay off the insults. You might disagree with me but I am someone on this board you can have an intelligent conversation with so please.

Pre-existing conditions. This is an issue of mathematics vs emotions. As someone who is from a family of engineers I generally go with the math guys, but this time, sorry, I mean, seriously? We should help people with pre-existing conditions they were born with. Should kids born with a cleft palate or juvenile diabetes, or teens who develop arthritis (or older people who develop it) or people with psoriasis or exzema or spinal issues from osteoarthritis really just suffer?

No, I don't think so.
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