- My Forums
- Tiger Rant
- LSU Recruiting
- SEC Rant
- Saints Talk
- Pelicans Talk
- More Sports Board
- Coaching Changes
- Fantasy Sports
- Golf Board
- Soccer Board
- O-T Lounge
- Tech Board
- Home/Garden Board
- Outdoor Board
- Health/Fitness Board
- Movie/TV Board
- Book Board
- Music Board
- Political Talk
- Money Talk
- Fark Board
- Gaming Board
- Travel Board
- Food/Drink Board
- Ticket Exchange
- TD Help Board
Customize My Forums- View All Forums
- Show Left Links
- Topic Sort Options
- Trending Topics
- Recent Topics
- Active Topics
Started By
Message
Teenager car insurance
Posted on 6/20/25 at 1:20 pm
Posted on 6/20/25 at 1:20 pm
Added my daughter (16 at time) to our policy last year. Premium went up 168/month.
She’s now 17 and we are looking to buy her a car. Probably a camry or Altima Quotes running about another 160/month.
So basically 325 a month to insure a 16 year old female on a basic low mileage car.
Clean record. Wife (no pics) and I also have clean record.
Other than moving to another state, any good tips out there?
She’s now 17 and we are looking to buy her a car. Probably a camry or Altima Quotes running about another 160/month.
So basically 325 a month to insure a 16 year old female on a basic low mileage car.
Clean record. Wife (no pics) and I also have clean record.
Other than moving to another state, any good tips out there?
This post was edited on 6/20/25 at 1:26 pm
23
Posted on 6/20/25 at 1:22 pm to LSUFanHouston
Are those Texas rates?
Posted on 6/20/25 at 1:22 pm to LSUFanHouston
quote:Ultimas are underrated.
Probably a camry or ultima.
Posted on 6/20/25 at 1:23 pm to LSUFanHouston
Be grateful you don't have a son driving. I asked for a full coverage quote on his 2015 Acura, $525. No thank you, just went without collision and hope he doesn't hit anyone and total his car.
Posted on 6/20/25 at 1:25 pm to LSUFanHouston
If you're buying her a car, make her an excluded driver on your car if you can.
It's not just LA, it's teen drivers anywhere.
It's not just LA, it's teen drivers anywhere.
Posted on 6/20/25 at 1:25 pm to LSUFanHouston
Pay her 250.00 a month not to drive. It will be cheaper in the end.
Posted on 6/20/25 at 1:25 pm to LSUFanHouston
Get a divorce. Use the ex-wife's address for the driver's license, and use yours for the vehicle registration.
At least that's what the peeps at work are always talking about.
Posted on 6/20/25 at 1:25 pm to LSUFanHouston
Look up every single car insurance carrier's quote you can to see if there is a lower rate. Nothing you can do besides that really.
Or buy 1 square foot of land in Minnesota or Vermont, and claim that as residence. If land is $20k an acre, and there are 43560 sq ft in an acre. Might be able to get a sq ft after markup for like $5.
Or buy 1 square foot of land in Minnesota or Vermont, and claim that as residence. If land is $20k an acre, and there are 43560 sq ft in an acre. Might be able to get a sq ft after markup for like $5.
This post was edited on 6/20/25 at 1:27 pm
Posted on 6/20/25 at 1:26 pm to LSUFanHouston
quote:We contacted one of those insurance rate shopping people to find us a lower rate, it helped because I didn’t have the time to sift through all the different providers
Other than moving to another state, any good tips out there?
Progressive is who we had clean records etc, but shite was expensive
Posted on 6/20/25 at 1:26 pm to SPEEDY
quote:
Are those Texas rates?
South LA
Posted on 6/20/25 at 1:27 pm to LemmyLives
quote:
If you're buying her a car, make her an excluded driver on your car if you can.
Wife’s car as well?
Posted on 6/20/25 at 1:27 pm to LSUFanHouston
Sounds familiar. When adding our then teenage daughter, it doubled from what my wife n I paid for 2 of us.
Then, when adding teenage son, it doubled again, from 3 of us.
Be thankful you have a daughter.
Then, when adding teenage son, it doubled again, from 3 of us.
Be thankful you have a daughter.
Posted on 6/20/25 at 1:28 pm to LSUFanHouston
quote:
any good tips out there?
Tell her to get a job.
Raise collision deductible to try to lower premium.
Posted on 6/20/25 at 1:28 pm to LSUFanHouston
Yes pay cash, and get collision only.
Posted on 6/20/25 at 1:28 pm to LSUFanHouston
It's a fact of life in La insurance
Posted on 6/20/25 at 1:28 pm to Shexter
quote:
Get a divorce. Use the ex-wife's address for the driver's license, and use yours for the vehicle registration. At least that's what the peeps at work are always talking about.
I’m not up to date on the latest fraud techniques. How does that make it cheaper?
Posted on 6/20/25 at 1:31 pm to LSUFanHouston
quote:
I’m not up to date on the latest fraud techniques.
Me either. From what I've gathered, the vehicle stays at the father's house listed as a second vehicle for the father.
Daughter uses the mom's address on driver's license to establish residency.
Something about drivers living under your roof.
Posted on 6/20/25 at 1:32 pm to LSUFanHouston
quote:judging by what I’ve seen, you might be the first one to have insurance on an Altima
Altima
Posted on 6/20/25 at 1:32 pm to LSUFanHouston
quote:
Other than moving to another state, any good tips out there?
Lube makes it a bit easier.
Posted on 6/20/25 at 1:35 pm to LemmyLives
quote:Do not do this unless you can 100% guarantee she never drives your car. 100%.
If you're buying her a car, make her an excluded driver on your car if you can.
Page 1 of 2
Popular
Back to top
Follow TigerDroppings for LSU Football News