Capitol One buys discover

Been with Capital One for a while.
-Branches are hard to find now, ATM fees everywhere if you need cash.
-They LOVE to decline suspicious payments if you don’t call and tell them beforehand that you’ll be making a specific payment at a specific time. You know, for your protection. :eyeroll:
-They have a maximum daily withdrawal limit that cannot be lifted, only temporarily if you call in advance. Again, for “your” protection.
-They were a pioneer in early payday deposits, but that’s so common now, it’s not really a perk.

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Branches are hard to find now, ATM fees everywhere if you need cash.

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Get a “360 Checking” account; it’s their “online banking” product. No foreign transaction fees and access to the Allpoint ATM network. For illustrative purposes, I’m currently in Taos, NM and have five fee-free ATMs within easy distance. There are several dozen in Baton Rouge.

I still use my “normal” checking account as my primary, but instantly move money into the 360 account as needed.

Yea that’s one thing that has always set them apart for me. I have never had an issue in over 10 years getting something done with them

I use credit cards from both these companies and have been pretty happy with them. I hope this move doesn’t change too much.

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I got my discover card in 1991 as a freshman at TAMU.

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I have a Discover card that's been open since 1997. I have a reminder on my calendar to use it once per month so it stays open