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Message
The 30Y Note Yield is back at 5% and mortgage rates are back above 7%.
Posted on 5/15/25 at 9:10 am
Posted on 5/15/25 at 9:10 am
7
Posted on 5/15/25 at 9:13 am to John Barron
The 10yr is at 4.4 john chyna propaganda
Oh the 30yr lol
And rates arent at 7%
Oh the 30yr lol
And rates arent at 7%
This post was edited on 5/15/25 at 9:15 am
Posted on 5/15/25 at 9:14 am to John Barron
The 10-year yield has a stronger connection to mortgage rates than the 30-year yield and the 10-year was down this morning but has been creeping up this entire month. That's why mortgage rates are over 7%.
This post was edited on 5/15/25 at 9:16 am
Posted on 5/15/25 at 9:17 am to SDVTiger
quote:
And rates arent at 7%
Close, though
quote:
As of this morning, Thursday, May 15, 2025, average mortgage rates in the U.S. have edged up slightly:
30-year fixed mortgage: 6.89%
15-year fixed mortgage: 6.06%
5/1 adjustable-rate mortgage (ARM): 6.21%
30-year jumbo mortgage: 6.87%
Refinance rates have also seen minor increases:
30-year fixed refinance: 6.93%
15-year fixed refinance: 6.18%
30-year jumbo refinance: 6.84%
Posted on 5/15/25 at 9:18 am to John Barron
He can’t keep getting away with it!!!
Posted on 5/15/25 at 9:22 am to stout
Close but not 7%
Bonds being up are good for rates
The ppl in the OP are very dumb
Bonds being up are good for rates
The ppl in the OP are very dumb
Posted on 5/15/25 at 9:26 am to John Barron
Surely does not lie at the feet of the FED for this right
Posted on 5/15/25 at 9:28 am to John Barron
Money board.
Posted on 5/15/25 at 9:29 am to John Barron
Does it ever bother you that you hate our country and openly root for it’s demise?
Posted on 5/15/25 at 9:29 am to stout
I'm never selling my 2% mortgage 
Posted on 5/15/25 at 9:32 am to SDVTiger
quote:
And rates arent at 7%
Yes, yes they are. Just got an initial rate of 7.2% for a 30yr. Above 800 credit score too.
Posted on 5/15/25 at 9:32 am to Nosevens
quote:
Surely does not lie at the feet of the FED for this right
Not as much as people think. They get blamed for it but their influence on mortgage rates is much less than people realize.
The only influence they have on mortgage rates is short-term interest rates which may affect HELOCs, investor sentiment AKA bond purchases, or buying mortgage-backed securities which they haven't done since 2022 IIRC
This post was edited on 5/15/25 at 9:33 am
Posted on 5/15/25 at 9:35 am to The Goon
quote:
Yes, yes they are. Just got an initial rate of 7.2% for a 30yr. Above 800 credit score too.
The Average credit score is 710 and they said rates are 7.4% on the 30 year for that score. Surprising you could not do better than that with a score above 800. Did you try PenFed?
Posted on 5/15/25 at 9:37 am to The Goon
quote:
Yes, yes they are. Just got an initial rate of 7.2% for a 30yr. Above 800 credit score too.
Yeah well take a look at how much you are paying that lender
Cause you are getting fricked
Posted on 5/15/25 at 9:38 am to John Barron
quote:
he 30Y Note Yield is back at 5% and mortgage rates are back above 7%.
I can't find any financial source which agrees with your thread's title.
The 30-year bond is not at 5% and mortgage rates are not "back above 7%."
More fake news posted by you.
Posted on 5/15/25 at 9:39 am to SDVTiger
quote:
Yeah well take a look at how much you are paying that lender
That lender is trying to make a little extra money from him on the spread.
Posted on 5/15/25 at 9:40 am to stout
Sure is
Posted on 5/15/25 at 9:41 am to LSURussian
quote:
The 30-year bond is not at 5%
It was near 5% on the 13th I think. 4.97% or something. Its down slightly today
This post was edited on 5/15/25 at 9:42 am
Posted on 5/15/25 at 9:42 am to The Goon
quote:Jumbo loan?
Just got an initial rate of 7.2% for a 30yr.
Posted on 5/15/25 at 10:04 am to SDVTiger
Just move the decimal to the right by one spot and that is how much interest that you will pay over the life of the loan. You have to be a fool to sign on the dotted line at anything nearing 6%. Enjoy the deck shuffling in the future.
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