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Started By
Message
Roof replacement Deductible
Posted on 10/15/24 at 7:24 am
Posted on 10/15/24 at 7:24 am
For those who have gotten a new roof after storm damage. What was your insurance deductible?
Looks like ours is around $3600. Is this around the average?
Looks like ours is around $3600. Is this around the average?
22
Posted on 10/15/24 at 7:25 am to Higgysmalls
you need expert advice, i would call james bubba brown
easy to find in the BR area
easy to find in the BR area
Posted on 10/15/24 at 7:25 am to Higgysmalls
I dont know about the deductible, but if you're looking for a good roofer in BR, the OT seems to be a good place to start
Posted on 10/15/24 at 7:27 am to Higgysmalls
Wind and hail deductaibles are all over the place, some are still a set amount but most are now a % of insured value, but all are high as hell , but consult your insurance policy /call your insurance agent if you are not sure
This post was edited on 10/15/24 at 7:28 am
Posted on 10/15/24 at 7:32 am to Higgysmalls
$1500....
Posted on 10/15/24 at 7:33 am to lsuroadie
You could probably just trade him someone else's tailgate trailer
Posted on 10/15/24 at 7:35 am to Higgysmalls
Call Bubba. He has low overhead and won’t rip you off like the big companies.
He will also move your possessions for cheap. Great guy.
He will also move your possessions for cheap. Great guy.
Posted on 10/15/24 at 7:37 am to lsuroadie
Good one
Posted on 10/15/24 at 7:38 am to Bigfishchoupique
Was just about to post that! 
Posted on 10/15/24 at 7:38 am to fr33manator
quote:expert work my good man
fr33manator
i'm only on page 35 speed reading as fast as i can
Posted on 10/15/24 at 7:47 am to Higgysmalls
quote:
Looks like ours is around $3600. Is this around the average?
I am looking into the same right now for my house - my deductible is $4000
Posted on 10/15/24 at 7:51 am to Higgysmalls
Just depends on your policy and if damage was from wind and hail or a named storm. I’ve seen many at $1000. I’ve seen $23000.
By the way, if a roofer offers to lower your deductible in any way, it’s insurance fraud
By the way, if a roofer offers to lower your deductible in any way, it’s insurance fraud
Posted on 10/15/24 at 7:53 am to Higgysmalls
$1000
Posted on 10/15/24 at 7:54 am to Higgysmalls
I mean your deductible should be what you pick from your insurer. Would say most people pick 1, 2, 5K or 1% of dwelling
Posted on 10/15/24 at 7:54 am to Higgysmalls
Call Premier South, you won't have to pay a dime. They will work the magic for you with the ins company.
Posted on 10/15/24 at 7:56 am to Bigfishchoupique
quote:
Call Bubba. He has low overhead and won’t rip you off like the big companies. He will also move your possessions for cheap. Great guy.
Don’t forget Garcia. He’ll do your roof right after he’s done with your wife.
Posted on 10/15/24 at 8:02 am to lsuroadie
quote:Be sure to send him a dick pic first for the best deal.
you need expert advice, i would call james bubba brown
Posted on 10/15/24 at 8:05 am to Higgysmalls
Most people are either 1 or 2% deductible which varies on the value of the home. It depends what you choose with your provider when it comes that time of year. Less and less people are getting 1k flat rate deductibles these days it seems.
Posted on 10/15/24 at 8:07 am to wasteland
quote:
By the way, if a roofer offers to lower your deductible in any way, it’s insurance fraud
ehhhhhh...maybe not 100%. Plenty of contractors know how to get a higher rate for repairs needed. For example...your insurance said it will cost 10K to repair your roof but the roofers may be able to get that increased to 15K and getting you more money to make necessary repairs and effectively reducing the % of your original payment less deductible.
Posted on 10/15/24 at 8:08 am to Higgysmalls
Mine was $1500. Roofer worked it in.
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