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Posted on 6/13/24 at 6:40 pm
Posted by bctiger7
Member since Apr 2018
25 posts
Posted on 6/13/24 at 6:40 pm


This post was edited on 6/25/24 at 11:00 am
Posted by Clark14
Earth
Member since Dec 2014
26090 posts
Posted on 6/13/24 at 6:46 pm to
Pest control is expensive, but termite damage can be devastating. It’s a gamble to not have it, do I feel lucky kind of deal.



I suggest you at least get an inspection from a reputable company since it’s been so long.
This post was edited on 6/13/24 at 6:48 pm
Posted by Saintsisit
Member since Jan 2013
5054 posts
Posted on 6/13/24 at 6:57 pm to
I think ours was $1,100 for the initial then $150 a year after for inspections.
Posted by GetmorewithLes
UK Basketball Fan
Member since Jan 2011
22172 posts
Posted on 6/13/24 at 7:26 pm to
quote:

Bought a house 3 weeks ago and don’t currently have a termite contract. First house and not entirely sure if I need one or not or how expensive they are.


No way you can buy a house and not have termite coverage. Mortgage companies have required it as long as I can remember. Termite coverage is just a special form of insurance because you could lose your whole bankroll without it.

Not having termite coverage is riskier than not having health insurance unless you can afford to take a total loss on it.
Posted by pioneerbasketball
Team Bunchie
Member since Oct 2005
139098 posts
Posted on 6/13/24 at 7:30 pm to
I believe mine was every 3 months @ $75 each.
Posted by lsut2005
Northshore
Member since Jul 2009
2680 posts
Posted on 6/13/24 at 7:32 pm to
quote:

No way you can buy a house and not have termite coverage


Wait do you mean insurance or a contract?
Posted by BigAppleTiger
New York City
Member since Dec 2008
10914 posts
Posted on 6/13/24 at 7:33 pm to
Then you or your realtor was negligent. A WDIR (Wood Destroying Insect Report) from the seller should have been a requirement to close. .
Posted by Traveler
I'm not late-I'm early for tomorrow
Member since Sep 2003
26134 posts
Posted on 6/13/24 at 7:40 pm to
Neighbor down our street had significant damage not only to his house but to the side of his neighbors house.
The source? Leftover firewood stacked along his untreated fence. Neither had termite coverage and the damage was costly.
Posted by Yeahright
On a big sphere out there.
Member since Sep 2018
2291 posts
Posted on 6/13/24 at 7:47 pm to
Yes. Sign a contract. And if you're unlucky like me and have termites years down the road, they will come look at the damage and claim that it was "existing" from years ago, even though they saw the termite trails in my bathromm and I saw the termites. Spent $60 in small claims court to fight it and I lost. This was in the 90's and it was Willies Exterminating Co.
Posted by Kim Jong Ir
Baton Rouge
Member since Jan 2008
54838 posts
Posted on 6/13/24 at 7:47 pm to
quote:

Mortgage companies have required it as long as I can remember.


This is not correct, at least not in LA. I'm not questioning your memory, just the fact that mortgage companies require termite contracts. They don't.

quote:

Not having termite coverage is riskier than not having health insurance unless you can afford to take a total loss on it.


I agree that every homeowner in the South should have a termite contract with a reputable company.
This post was edited on 6/13/24 at 7:50 pm
Posted by shutterspeed
MS Gulf Coast
Member since May 2007
70525 posts
Posted on 6/13/24 at 8:05 pm to
quote:

Then you or your realtor was negligent. A WDIR (Wood Destroying Insect Report) from the seller should have been a requirement to close. .


Eh, not really what he's asking about.
Posted by Relham10
Ridge
Member since Jan 2013
19917 posts
Posted on 6/13/24 at 8:07 pm to
If it's 7-8 years and you can afford it, it wouldn't hurt to get someone out to do initial and then on a plan. I think its every 10 years you suppose to get initial.
This post was edited on 6/13/24 at 8:08 pm
Posted by agilitydawg
Member since Aug 2022
188 posts
Posted on 6/13/24 at 8:15 pm to
I think our treatment initially was about $1200 and $185 for annual inspection. Retreat 10 years later. I have used the same company for 25 years and across two houses. At the old house, the neighbor had an issue but the company policy paid to replace a back patio door and framing, siding, painting etc. At the time it was likely $4000 - $5000 claim. If your home is not being inspected regularly or insured it could be a much bigger out of pocket expense.
This post was edited on 6/13/24 at 8:19 pm
Posted by MBclass83
Member since Oct 2010
10097 posts
Posted on 6/13/24 at 8:20 pm to
We pay 450.00 per year. We've had termite damage 3 times and repairs were made at no cost to us. The last time involved about 40,000.00 worth of work. It's worth it in Louisiana.
Posted by Fencepimp
Brusly
Member since Jun 2022
1072 posts
Posted on 6/13/24 at 8:24 pm to
Termite contracts are not necessary. Keep the soil down on your slab and check for tunnels every two weeks when you cut the grass. They can be devastating but it takes months for minimal damage. People who have structural damage have had other issues they have not taken care of They are homes such as moisture problems and rotted roofs
Posted by Fencepimp
Brusly
Member since Jun 2022
1072 posts
Posted on 6/13/24 at 8:26 pm to
I was a licensee for years. Believe me learn to know what you’re looking for and take care of it yourself
Posted by real turf fan
East Tennessee
Member since Dec 2016
11154 posts
Posted on 6/13/24 at 8:30 pm to
quote:

Keep the soil down on your slab and check for tunnels every two weeks when you cut the grass. T


BUT that only covers the termites that live in the ground. Louisiana also has major problems with Formosan termites who never touch the ground. They live up in houses where minor leaks provide them with water. When you see a "tented" house, it's usually being treated for Formosans.
Posted by Fencepimp
Brusly
Member since Jun 2022
1072 posts
Posted on 6/13/24 at 8:33 pm to
You have to maintain your house. Water leaks will allow Formosans To destroy your house. Be proactive and save your money or reactive and lose thousands
This post was edited on 6/13/24 at 8:37 pm
Posted by Fencepimp
Brusly
Member since Jun 2022
1072 posts
Posted on 6/13/24 at 8:40 pm to
Whoever down voted me needs to buy a contract. Undoubtedly you have no clue
This post was edited on 6/13/24 at 8:42 pm
Posted by zippyputt
Member since Jul 2005
6810 posts
Posted on 6/13/24 at 9:17 pm to
Many contracts do NOT cover Formosan termites, only ground termites. Also, many “contracts” only pay to retreat and get rid of the ground termites and NOT to repair any damages. Read your contact VERY carefully.
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