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Boat Insurance

Posted on 5/6/24 at 12:52 pm
Posted by shiftworker
LP
Member since Dec 2011
5104 posts
Posted on 5/6/24 at 12:52 pm
Who do you use, and are you happy with them?
Posted by TheBoo
South to Louisiana
Member since Aug 2012
4571 posts
Posted on 5/6/24 at 1:30 pm to
Bundled with Progressive. It's replacement value, not very expensive. Never had to make a claim, however.
Posted by terriblegreen
Souf Badden Rewage
Member since Aug 2011
9739 posts
Posted on 5/6/24 at 2:05 pm to
Progressive.
Posted by LEASTBAY
Member since Aug 2007
14393 posts
Posted on 5/6/24 at 2:43 pm to
Try ski safe
Posted by JPBiscuit
Gulf Coast
Member since Jan 2005
218 posts
Posted on 5/6/24 at 4:02 pm to
We've used Charter Lakes (broker) for a decade. Couple of claims, always paid quickly. The actual insurer has changed a couple of times.
Posted by Novastar
Member since Jan 2023
305 posts
Posted on 5/6/24 at 5:37 pm to
I've been with Charter Lakes for many years and last year they raised my annual premium considerably. I shopped around and saved $700 from National Boat Owners Association (NBOA). Which also included an increase in coverages.
Posted by bayouvette
Raceland
Member since Oct 2005
4816 posts
Posted on 5/6/24 at 5:56 pm to
Progressive
Posted by TxWadingFool
Middle Coast
Member since Sep 2014
4425 posts
Posted on 5/12/24 at 10:03 pm to
Be sure to read the fine print if you run offshore very far.
Posted by Redlos
Baton Rouge
Member since Jul 2005
1053 posts
Posted on 5/13/24 at 7:05 am to
Progressive for about 10 years now. Was best price and went with agreed upon value. Have had to make multiple claims over the years…from lower unit replacement that grew into full transom rebuild after hitting a submerged reef at WOT, flooded boat/engine in 2016, separated cap/hull over the years. They paid out like a champ and I still have the disappearing deductible.

Cannot give them enough praise.
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