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Posted on 5/6/24 at 6:10 pm to Deactived
quote:The point appears to have gone right over your head.
You weren't the norm. You were homeless
They worked to improve their situation, and did
Posted on 5/6/24 at 6:12 pm to Asharad
Just because you are perfectly fine living like a 1100-era serf doesn't mean everyone else has to be and just "suck it up, buttercup."
I see your hard living did absolutely nothing for your common sense.
I see your hard living did absolutely nothing for your common sense.
This post was edited on 5/6/24 at 6:14 pm
Posted on 5/6/24 at 6:24 pm to KennesawTiger
people have an exceedingly difficult time removing their personal anecdotes from a situation that touches millions.
no, it's not impossible nor is it even intensely hard to own a home in a livable place, but it's undeniably more difficult for 25-35 y/o to purchase a home in a decent neighborhood in major job centers than it's been for some of the generations preceding it.
no, it's not impossible nor is it even intensely hard to own a home in a livable place, but it's undeniably more difficult for 25-35 y/o to purchase a home in a decent neighborhood in major job centers than it's been for some of the generations preceding it.
Posted on 5/6/24 at 6:26 pm to llfshoals
quote:
They worked to improve their situation, and did
By squatting and stealing the neighbors utilities?
Yea I guess you can call that working and improving your situation.
Posted on 5/6/24 at 6:38 pm to Deactived
you know the thread has gone off the rails when anyone who thinks the average person in one of the most economically advantaged countries in the world is being spoiled rotten for wanting more than squatting in a dilapidated building and shitting in a bucket. and another advocates for theft as a means of one "improving their situation" lol
This post was edited on 5/6/24 at 6:41 pm
Posted on 5/6/24 at 6:41 pm to SidewalkTiger
quote:
I'm 30 and made less than $50k for most of my 20's, am debt free outside of my mortgage. Did not receive any outside help. Owe roughly $100k on a 3 bd, 2 ba, 1400 sq ft house that was built in 2018, just my wife and I. What saved me was making good decisions, staying away from car payments, and getting married a little later (27). Also, don't have any kids yet. I think there is merit to both arguments, it is definitely harder in ways than it was for previous generations but I think there is a path for success though still, you just have to be smart and look for it. The average kid these days isn't very intelligent, blame their parents for that. A person can make good money these days if they're just flexible, smart, and reliable, that is an advantage to living in the current times, the workforce sucks so bad that you can standout by just doing the little things right.
I can relate.
Got married at 30.
We were feeling pretty financially optimistic and were even able to travel a good bit before kids.
Kids are a totally different story. Though I’ve got a slightly higher paying job, my wife is not able to work as much (no longer full time), but damn the insurance premiums and just the general costs associated with having two under 2.
That being said, I firmly believe that kids are what we were made for. To say they are a tremendous blessing is an understatement. But damn, the US makes it one hell of a sacrifice!
Posted on 5/6/24 at 6:47 pm to Louie T
quote:
no, it's not impossible nor is it even intensely hard to own a home in a livable place, but it's undeniably more difficult for 25-35 y/o to purchase a home in a decent neighborhood in major job centers than it's been for some of the generations preceding it.
Some things are harder, some are easier, life is never fair.
I probably live a far more luxurious life than any other generation has in my family, to this point.
Posted on 5/6/24 at 6:55 pm to SidewalkTiger
quote:yeah, everyone gets dealt a different hand. i've also am able to recognize that i've been massively fortunate; i'm early 30s and will never spend a second truly worrying about money barring disastrous health outcomes. i do, however, think this convo goes beyond individual circumstance and see problems with this generation having to wait so much later to get started adult lives with spouses + children.
Some things are harder, some are easier, life is never fair.
there's nuance to the argument. lifestyle expectations for many of my peers are much different those of their parents / grandparents. that doesn't change the fact that there are very few 1500-2000 sqft houses in a supposedly low COL city like houston in school districts you can comfortably send your kids that won't cost you $600-800k.
This post was edited on 5/6/24 at 7:20 pm
Posted on 5/6/24 at 7:20 pm to Deactived
quote:
200k for 500 square feet? Jfc thats like the size of a game room in legit houses.
The responses to my links are simply a microcosm of first time home buyers today.
Asked for a $200k or less place in Houston
I asked for details and got scolded for asking.
Found a place in an up and coming neighborhood.
“Too many murders”
Found a place adjacent to the most affluent area of the city
“Too small”
The goalposts will be continuously moved because y’all don’t want to accept any help. Y’all just want to bitch.
Posted on 5/6/24 at 7:33 pm to poochie
It’s very likely that spending 190k on 30 year old sub-600 sqft 1 bedroom apartment is a terrible decision
What you are too dense to realize is that you are proving our point
What you are too dense to realize is that you are proving our point
This post was edited on 5/6/24 at 7:34 pm
Posted on 5/6/24 at 7:43 pm to Aubie Spr96
quote:
It can be done
quote:
We helped with the down payment.
Posted on 5/6/24 at 7:46 pm to Dire Wolf
quote:
What you are too dense to realize is that you are proving our point
The only “point” you’re proving - continuously - is that nothing realistic is going to satisfy your expectations for muh starter home.
Posted on 5/6/24 at 7:46 pm to Asharad
quote:They still lived in a better economy than young people today
50 years ago my parents couldn't afford a home, so they squatted on an abandoned family shack.
None of your drivel you posted matters to the fact above
Some people are very rich in horrible economic times
Some people are very poor in fantastic economic times
This post was edited on 5/6/24 at 7:51 pm
Posted on 5/6/24 at 7:48 pm to Louie T
quote:
that doesn't change the fact that there are very few 1500-2000 sqft houses in a supposedly low COL city like houston in school districts you can comfortably send your kids that won't cost you $600-800k.
That tends to happen with a ballooning population, I think in those cases, you just have to pick a more affordable suburb and commute.
I had a 40 mile commute one way, back when I first bought my house.
I would like to see companies embrace remote work more, you kill several birds with that stone in that you take traffic off the road, space that is occupied by commercial real estate can become residential, and it's cheaper for the workers.
Posted on 5/6/24 at 7:58 pm to DrrTiger
quote:
The only “point” you’re proving - continuously - is that nothing realistic is going to satisfy your expectations for muh starter home.
I own house. I am a millennial. I got in before full boom in 2020. I got lucky
Buying an apartment that has a solid chance of being worth less when you want to sell is terrible advice
Posted on 5/6/24 at 8:09 pm to Dire Wolf
quote:
I got in before full boom in 2020
Wait, I thought it was hopeless for all millennials because of boomer greed over the last 30-40 years? Now the problem mainly dates back to 2020?
I actually agree with you. Now what events happened in 2020 that has drastically exacerbated the housing situation and overall economy?
Posted on 5/6/24 at 8:22 pm to Saunson69
My nephew is 21. He was an average student in high school, not nothing crazy. He graduated hs and took a 2 year course at tech school to be operator in refineries. Two years later he’s graduated and has a job for a good company and making close to 100k. He can afford to buy a house in a nice neighborhood in his early 20s.
Yes, it’s harder than it was 20 years ago and a lot harder than it was 50 year’s ago, but it is very doable.
Yes, it’s harder than it was 20 years ago and a lot harder than it was 50 year’s ago, but it is very doable.
Posted on 5/6/24 at 8:28 pm to DrrTiger
quote:
Wait, I thought it was hopeless for all millennials because of boomer greed over the last 30-40 years? ?
Where have I said anything like this?
I will start saying shite like this when everyone’s taxes go up because boomer politicians spent like drunken sailors for their decades in power.
quote:
Now the problem mainly dates back to 2020?
Really 08 and the lack of new inventory. The rate drop in 2020 was just tossing gas on the fire
Posted on 5/6/24 at 8:39 pm to Louie T
quote:
you know the thread has gone off the rails when anyone who thinks the average person in one of the most economically advantaged countries in the world is being spoiled rotten for wanting more than squatting in a dilapidated building and shitting in a bucket. and another advocates for theft as a means of one "improving their situation"
This thread did not disappoint.
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