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Message
I Missed the Roth Contribution Deadline for 2023
Posted on 4/15/24 at 7:06 pm
Posted on 4/15/24 at 7:06 pm
I thought I could slip in a contribution last minute today after finally finding out my AGI was within limits. Oops it's past banking hours, can't post a transaction for today.
Any sneaky loopholes?
Bank: USAA
Brokerage: Schwab
Any sneaky loopholes?
Bank: USAA
Brokerage: Schwab
Posted on 4/15/24 at 7:17 pm to deeprig9
Might need to get out of the country with cash
Otherwise just clean it up as quickly as possible and doubtful it goes anywhere.
Otherwise just clean it up as quickly as possible and doubtful it goes anywhere.
Posted on 4/15/24 at 8:04 pm to deeprig9
quote:
Any sneaky loopholes?
Can’t think of any legal ones.
Posted on 4/15/24 at 8:57 pm to deeprig9
This may seem insane at this point but today is the tax deadline and I *believe* Bluebonnet post office (or your equivalent if you aren't in BR) stays open until midnight today. Obviously call first, but if it's postmarked by today it counts.
Posted on 4/17/24 at 6:36 pm to deeprig9
Not unless you have a way to have a letter backdated. If it was stamped on April 15th you probably get away with it. We're a couple days late on that.
If I were you and this was the 16th I would have tried with a physical check dated April 14th, memoed for 2023 Roth IRA mailed and see if they let it slide. Possibly their due diligence doesn't require documentation on the postmark date (speculation that is more likely wrong than right).
If I were you and this was the 16th I would have tried with a physical check dated April 14th, memoed for 2023 Roth IRA mailed and see if they let it slide. Possibly their due diligence doesn't require documentation on the postmark date (speculation that is more likely wrong than right).
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