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AmEx Checking Account

Posted on 3/2/23 at 4:03 pm
Posted by ShaqTIGAH
Houston
Member since Dec 2009
549 posts
Posted on 3/2/23 at 4:03 pm
I'm considering enrolling in the new checking account product from AmEx that includes a 1% interest rate and allows you to earn membership reward points on debit card use. Has anyone enrolled or have any experience with the product? Only downside I see is that there is no in-person banking, but my use of that at my current bank is negligible.
Posted by GEAUXT
Member since Nov 2007
29279 posts
Posted on 3/2/23 at 6:09 pm to
If it's anything like their credit cards and savings account it should be great
Posted by Beerinthepocket
Dallas
Member since May 2011
856 posts
Posted on 3/2/23 at 7:20 pm to
No, ability to make it a joint account currently. Great other than that.
Posted by thelawnwranglers
Member since Sep 2007
38821 posts
Posted on 3/2/23 at 7:21 pm to
I have it

I never ordered checks for it and I still have chase for ATM (although supposedly certain stms you can use). Might get checks

Basically I put weekly direct deposit of certain bills and it comes right out. Easy to transfer but takes a few days.

Instant transfer into my savings-

Overall love it and Amex card and savings account
Posted by schexyoung
Deaf Valley
Member since May 2008
6535 posts
Posted on 3/2/23 at 7:50 pm to
There are local banks and credit unions with much better checking and savings rates plus full services.

There are digital banks with higher rates and more services.

Posted by DiamondDog
Louisiana
Member since Nov 2019
10616 posts
Posted on 3/2/23 at 10:36 pm to
I opened one. Put $2500 in it just to test it since there is an ATM right by my house. Chase doesn't have one.

Using it as a separate savings acct. Haven't really done a transaction with it. Need to figure out how to order checks.
Posted by DUGAST
La.
Member since Sep 2014
103 posts
Posted on 3/3/23 at 5:51 am to
I’m a fan of AmEx, however, I switched to SOFI several months ago and haven’t been disappointed.
Posted by ForeverLSU5
Member since Mar 2019
1978 posts
Posted on 3/3/23 at 8:31 am to
Wait you get AMEX points for a debit card? I have a platinum and green but might have to add the debit card as well.
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