re: How do you manage finances with your spouse?

My wife wouldn't even know which bank to go to if I died. I have everything written done in the safe just in case something happened to me. As long as her credit card works, she is happy. She's never worked in our 28 years of marriage. I let her know when she's spent too much, she's usually pretty good about not spending on stupid shite.

Share a joint checking and savings, each have personal checking and savings, and share 2 credit cards.

Separate checking accounts and one combined checking account. She pays the mortgage, I pay all the other bills including groceries.

She paid for her truck and I pay for my Accord.

Separate savings, checking, and investment accounts. One joint checking account to auto pay medical insurance bills. I pay monthly elec, i-net, cable, etc. Everything is payed for: house, autos, we have no loans.
Has worked for us for us 28 yrs.

My husband pays zero attention to our finances. I have no idea how he functioned before we got married. He doesn’t even know where our money is invested. I’ve had to write it all down for him, so he knows where it is if something ever happens to me. Several years back, I started auto-withdrawing about $1,000 dollars a month from our checking to set aside for yearly Roth contributions for the two of us. He didn’t notice for a couple of years, and then he thought someone was stealing money from us first. He knows how much money we both make but is completely clueless about expenses and net worth. I imagine there is typically one party in the relationship who sort of checks out of following the finances after enough time passes.

Best advice I can give…

Marry a fiscally conservative woman

Own a business that can outspend her

Win

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My individual is really just for bourbon,

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Heard someone today talking about a woman they are all friends with who is about to go through a bad divorce. Husband moved out and she started sending pictures of all of his bourbon bottles to her friends wondering if it was worth much. $15K easy in bourbon.
Ole baw is about to get screwed over in this situation I bet.

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How do you manage finances with your spouse?

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I am getting a divorce, paperwork is finally filed as of Monday. Money was always at the core of our problems and it all stemmed with her. She refused to do a joint account for bills so I was pissed that I always paid the bills and she didn't pay into them at all. She got mad that I wouldn't spend more on her outside of all the bills and dinners and vacations, she wanted me to pay for every single thing.

Turned out, she had about 20k in credit cards she never told me about and she didn't have the ability to pay them off and never got me on board to help her.

There was a lot of contempt on both sides when it came to money.

If I get married again and do it again,with someone reasonable, we will discuss all of it before we ever get married and get on the same page or I won't get married to her. I feel like the best situation would be to have a big joint pot for all the bills and vacations, with contributions split according to income. If we need 5k a month to live including groceries and such, I want to put 6k into the pot each month between the two and we each contribute or share and have separate accounts for mad spending that we don't have to explain.