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Started By
Message
Homeowners Policy Doubled
Posted on 8/5/22 at 11:01 am
Posted on 8/5/22 at 11:01 am
So my old carrier left the state so I had to get a new policy. My homeowners policy doubled. Insurance agent told me like 20 carriers picked up and left the state following Ida and the six hurricanes we have had in the last 2 years. Said there aren't many left that are writing new policies. Great times we are living in! 
10
Posted on 8/5/22 at 11:03 am to RedHawk
quote:
Homeowners Policy Doubled
well if it only went from $1400 to $2800, that's not bad.
Posted on 8/5/22 at 11:04 am to RedHawk
My insurance agent told me the same thing even though my carrier wasn't leaving. I got a new agent and got a much cheaper policy with the same carrier. Call another agent. It's worth a shot.
Posted on 8/5/22 at 11:07 am to Chad504boy
quote:
well if it only went from $1400 to $2800, that's not bad.
How did you know this?
Posted on 8/5/22 at 11:08 am to RedHawk
Stop supporting runaway bad faith verdicts
Posted on 8/5/22 at 11:09 am to RedHawk
I'm so mad at this big corporation for making a rational financial decision.
This post was edited on 8/5/22 at 11:33 am
Posted on 8/5/22 at 11:09 am to RedHawk
quote:
How did you know this?
cause i'm a good guesser. just tell yourself you had a super competitive rated policy last year and move on with your life for now. There are people having to pay 5k-8k in insurance costs for a $250k home right now.
Posted on 8/5/22 at 11:10 am to nola tiger lsu
quote:What does this have to do with homeowners' insurance?
Stop supporting runaway bad faith verdicts
Posted on 8/5/22 at 11:10 am to Chad504boy
quote:
pay 5k-8k in insurance costs for a $250k home right now.
ouch
Posted on 8/5/22 at 11:11 am to RedHawk
I doubled my land and home size when I move out of an A hazard flood zone based on insurance alone. Now I'm 750ft above sea level on acreage. Much better than 10 feet above sea level near the beach.
Posted on 8/5/22 at 11:13 am to cable
I’ve heard of Citizens quotes as high as $11k for normal houses….
It’s getting really bad and going to get worse. God forbid we have another storm hit anywhere in LA…
It’s getting really bad and going to get worse. God forbid we have another storm hit anywhere in LA…
Posted on 8/5/22 at 11:14 am to Chad504boy
quote:
There are people having to pay 5k-8k in insurance costs for a $250k home right now.
Lol, mine was $700 this year. Just renewed
Posted on 8/5/22 at 11:16 am to Klondikekajun
almost $1k a month just for insurance? I think I'd move. That would have been half of my house payment at one time.
Posted on 8/5/22 at 11:17 am to Mingo Was His NameO
quote:
Lol, mine was $700 this year. Just renewed
I'm paying about $2400 a year on about a half million dollar home - USAA - but they increased it quite a bit this year.
Posted on 8/5/22 at 11:19 am to Mingo Was His NameO
Wow, they charge that much in the projects
Posted on 8/5/22 at 11:19 am to Chad504boy
I think mine is up to around 2700. We did have a claim a year or so ago (non storm related). Not sure how much that's hurting me.
Posted on 8/5/22 at 11:20 am to fallguy_1978
quote:
We did have a claim a year or so ago (non storm related). Not sure how much that's hurting me.
could be a little bit. is what it is...
Posted on 8/5/22 at 11:20 am to Klondikekajun
quote:Maybe don't live in a flood zone in hurricane alley around sea level? No offense, but the rest of the country shouldn't pay for your choice of homestead.
I’ve heard of Citizens quotes as high as $11k for normal houses….
It’s getting really bad and going to get worse. God forbid we have another storm hit anywhere in LA…
Posted on 8/5/22 at 11:20 am to RedHawk
quote:
Said there aren't many left that are writing new policies. Great times we are living in!
it's different when you live in an area with multiple recent natural disasters but I use an agent and they shop around every time a policy comes up for renewal, fwiw, pleased with their service
Posted on 8/5/22 at 11:24 am to RedHawk
You can thank the friendly retards on the left. They voted for this because it's easier to shell out 50% more for things than just ignore mean tweets.
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