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Posted on 6/17/22 at 12:09 pm to Langland
quote:
My brother recently did the same thing. He said it decreased his credit rating
Doesn't surprise me at all with how that bullshite system works.
Posted on 6/17/22 at 12:20 pm to Langland
quote:
He said it decreased his credit rating.
Congrats to the OP, its a good feeling.
Your brother is correct, your score goes down without that account and its payment history....
Posted on 6/17/22 at 12:24 pm to Langland
quote:
He said it decreased his credit rating.
That is the number one "bad" thing on my credit. No home loan.
Seriously, am I a bigger credit risk because I OWN my house? Credit reporting is majorly flawed.
Posted on 6/17/22 at 12:35 pm to Langland
quote:
My brother recently did the same thing. He said it decreased his credit rating.
Ain't that some shite.
Mine went down when I paid off my car and a credit card.
Posted on 6/17/22 at 1:07 pm to Langland
quote:
My brother recently did the same thing. He said it decreased his credit rating.
Fuk the credit agencies. His house is paid off.
Posted on 6/17/22 at 2:06 pm to Langland
quote:
My brother recently did the same thing. He said it decreased his credit rating.
Which is completely stupid.
Also not having any credit cards or having credit cards you never use negatively.
Makes zero sense.
Posted on 6/17/22 at 3:27 pm to Langland
It will hurt your credit,
I just bought my niece a Tuscon as a graduation gift and they ran my credit and it dropped it 34 points. I was at 812 and I paid everything off and my credit dropped to 778 the reason on the equifax said lack of a home loan.
This is question the reguators should have to explain. it's bullshite
I just bought my niece a Tuscon as a graduation gift and they ran my credit and it dropped it 34 points. I was at 812 and I paid everything off and my credit dropped to 778 the reason on the equifax said lack of a home loan.
This is question the reguators should have to explain. it's bullshite
This post was edited on 6/17/22 at 3:41 pm
Posted on 6/17/22 at 3:52 pm to Langland
What does he need credit for? He has no debt, he can pay cash for what ever we vet he wants… my credit is damn near zero and it’s awesome
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