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Message
Vision insurance
Posted on 9/15/23 at 1:25 pm
Posted on 9/15/23 at 1:25 pm
I have several in my family that wear glasses and contacts. Vision plan only covers a portion of glasses or contacts but not both.
I was wondering if my wife adds a vision plan for us too would this save us money? Anyone have two vision plans for their family?
I was wondering if my wife adds a vision plan for us too would this save us money? Anyone have two vision plans for their family?
8
Posted on 9/15/23 at 3:53 pm to LSUSports247
Probably.
It’s fairly cheap in general.
It’s fairly cheap in general.
Posted on 9/15/23 at 4:02 pm to LSUSports247
Vision plans are kind of a scam. Do the math on the cost and you are probably better off just saving that money yourself.
Posted on 9/15/23 at 5:43 pm to Bjorn Cyborg
quote:
Vision plans are kind of a scam.
Same with dental unless kid needs braces.
Posted on 9/15/23 at 8:10 pm to LSUSports247
Private plans are usually better than work plans.
Posted on 9/15/23 at 10:19 pm to LSUSports247
You tried going to Costco for your eyewear. You might be shocked at the price difference.. They even take insurance
Posted on 9/16/23 at 9:22 am to LSUSports247
Vision insurance is just a payment plan. Putting the word insurance on there is ridiculous.
Posted on 9/16/23 at 9:31 am to j1897
Vision insurance is highly dependent on your work place and plans.
I have VSP and buy contacts every year. The insurance definitely saves me money every year.
I have VSP and buy contacts every year. The insurance definitely saves me money every year.
Posted on 9/18/23 at 9:45 pm to LSUSports247
quote:
Vision insurance
Are cheap and can save your life. I have a friend who went for her annual exam and everything checked out fine. No issues at all. Went for her vision exam, only because she wore glasses, and found out she had brain cancer. She is alive today because of that vision exam.
Posted on 9/18/23 at 10:30 pm to LSUSports247
We buy the vision plan every other year.
We maybe could get away with it once every 3 years.
We maybe could get away with it once every 3 years.
Posted on 9/19/23 at 10:25 am to LSUSports247
I guess I'm one of the few who actually has good vision insurance. I pay less than $8/mo for me through employer, it gets my eye exam for $10 ($100-$150ish otherwise), $150 allowance towards contacts every year and $150 allowance towards new frames plus 20% off over $150 every other year. Can use frames and contact allowance in same year, but cant use frames allowance in consecutive years.
So it saves a ton for me, even if I'm only getting contacts and an exam. I pay in less than $100 to get at least $250+ benefit out of it.
So it saves a ton for me, even if I'm only getting contacts and an exam. I pay in less than $100 to get at least $250+ benefit out of it.
This post was edited on 9/19/23 at 10:27 am
Posted on 9/19/23 at 10:29 am to La Place Mike
quote:
Are cheap and can save your life. I have a friend who went for her annual exam and everything checked out fine. No issues at all. Went for her vision exam, only because she wore glasses, and found out she had brain cancer. She is alive today because of that vision exam.
You don't need insurance to get a vision exam.
Posted on 9/19/23 at 12:21 pm to Bjorn Cyborg
quote:
You don't need insurance to get a vision exam.
No you do not. You can $45.00ish co-pay to see a specialist and pay an astronomical price for glasses or a $10.00 co-pay with a Frame allownace that you get with Vision insurance or pay the full price for the eye exam and glasses. If you aren't too particular go to America's Best. The moral of the story, get an eye exam.
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