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Disco Ball
| Favorite team: | |
| Location: | Denham Springs |
| Biography: | |
| Interests: | |
| Occupation: | |
| Number of Posts: | 1248 |
| Registered on: | 5/3/2025 |
| Online Status: | Online |
Recent Posts
Message
re: Fear of spiders
Posted by Disco Ball on 4/17/26 at 2:21 am to VooDude
I can't believe no one has mentioned the invasive Joro Spider that's spreading across the U.S.
Native to southeast asia it likely arrived here in food containers from Vietnam or Thailand.
If you're a hiker or mountain biker in Louisiana you're familiar with the Golden Orb Spider aka Banana Spider that creates those huge webs that spread across forest trails. Well, the Joro is a Golden Orb on steroids.
LINK
LINK
Native to southeast asia it likely arrived here in food containers from Vietnam or Thailand.
If you're a hiker or mountain biker in Louisiana you're familiar with the Golden Orb Spider aka Banana Spider that creates those huge webs that spread across forest trails. Well, the Joro is a Golden Orb on steroids.
LINK
LINK
0
re: Now 11 Scientists missing or found dead.
Posted by Disco Ball on 4/16/26 at 6:34 pm to boxcarbarney
re: Vader’s Model Desk: North American B-25 Mitchell
Posted by Disco Ball on 4/12/26 at 4:07 pm to Darth_Vader
Nice work
re: Salad dressing in crawfish boil?
Posted by Disco Ball on 4/11/26 at 8:13 am to BabyTac
Must be a crawfish duster
re: This gentleman would like to check in on your daughter...
Posted by Disco Ball on 4/11/26 at 2:46 am to Smeg
Adult life has not been easy for Milhouse
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[/url][/img] re: Soccer field’s bright lights and alleged code violations divide Ascension neighbors
Posted by Disco Ball on 4/10/26 at 10:42 pm to WillieD
I'm not one to complain...
but if my home was 30 ft from a giant 90 ft light pole I'd be doubling down on Xanax at every hurricane or tornado warning
but if my home was 30 ft from a giant 90 ft light pole I'd be doubling down on Xanax at every hurricane or tornado warning
re: Neck Ties - where does the OT elite purchase from?
Posted by Disco Ball on 4/10/26 at 5:14 pm to 91TIGER
quote:
Haven't purchased one in over 30 years. But I still have almost the entire collection of Rush ties
Very nice
I still have quite a few of the Jerry Garcia tie collection
re: Drive thru worker shot and killed over Onion Rings at Steak N Shake in St. Louis
Posted by Disco Ball on 4/10/26 at 4:22 pm to Furlong the Red
quote:
Ending someone's life over a couple of onion rings.
Onion rings are a hell of a drug
re: Friday Story Time With Innit
Posted by Disco Ball on 4/10/26 at 3:31 pm to Innit
Lol
A stoned bot
They're becoming more human like every day.
A stoned bot
They're becoming more human like every day.
re: IBM Presents: You make the call. He/She/They/Them/Ze/Zur/Wtf?
Posted by Disco Ball on 4/10/26 at 8:50 am to BoomerandSooner
"She" was arrested for possession of a "concealed penis"
re: Afrika Bambaataa, Godfather of Hip-Hop and accused child rapist, dead at 68
Posted by Disco Ball on 4/10/26 at 8:08 am to Saint Alfonzo
The day great black music died
July 4th 2003
July 4th 2003
re: Is there an Obamacare that you sign up for that is free?
Posted by Disco Ball on 4/10/26 at 7:34 am to Tarps99
quote:
I wonder if it is different because it is a subsidized ACA plan as opposed to a employer provided plan.
No, a federal premium subsidy is simply free money that an individual or a family can apply to the monthly premium for any ACA approved health insurance plan available in their state of residence.
Anyone that qualifies for a subsidy can purchase the exact same coverage as anyone that doesn't qualify for a subsidy.
re: Is there an Obamacare that you sign up for that is free?
Posted by Disco Ball on 4/10/26 at 7:23 am to Tarps99
quote:
I thought kids were permitted on family coverage till age 26 under the rules implemented for Obama care.
Dependants are allowed to remain on a parents policy till age 26 but it's not always an advantage for them to do so.
If a child has "earned income" then they will qualify to apply for a federal premium subsidy to cover their own health insurance premiums and if their income isn't high they will qualify for a CSR (Cost Sharing Reduction) which means in addition to their health insurance premiums being covered their annual "out of pocket" costs meaning deductibles, co-insurance, co-pays etc..which in 2026 average 7,500 willl be mostly eliminated by the CSR.
A big win for the parents who would feel financially responsible if their child suffered a serious medical loss
re: Afrika Bambaataa, Godfather of Hip-Hop and accused child rapist, dead at 68
Posted by Disco Ball on 4/10/26 at 6:34 am to Saint Alfonzo
I'll drink to that!
re: CSU predicting a below average hurricane season
Posted by Disco Ball on 4/10/26 at 6:04 am to nicholastiger
This is the NOAA atlantic named storms & hurricane predictions vs reality from 2003 to 2024
2005 and 2020 were epic years
[/url][/img]
2005 and 2020 were epic years
[/url][/img] re: Is there an Obamacare that you sign up for that is free?
Posted by Disco Ball on 4/10/26 at 2:35 am to Spankum
quote:
It sounds like when comparing Obamacare vs company sponsored healthcare plans, they are basically the same plans. The difference is with company sponsored, they are basically company provides the subsidy vs the government.
You are correct.
However, one of the problems with employer sponsored group health plans is that an employee's coverage choices are limited to what the employer offers and most of the time its not health insurance but rather an HMO.
Prior to Obamacare there were between 14 and 20 different companies offering real legally binding group health insurance policy contracts in Louisiana.
After Obamacare we only have a few companies available and 95% of what is offered isn't a legal health insurance policy. It's an HMO -Health Maintenance Organization.
Blue Cross is the only company offering an actual health insurance policy
Humana, CIGNA, United Healthcare- all HMO's now thanks to Obama
If you have a Blue Cross of Louisiana insurance card and it states....
Blue Saver
Preferred Care PPO
or GroupCare PPO
then congatulations... you have a real Health Ins Policy
Anything else...then you're stuck with an HMO
re: Is there an Obamacare that you sign up for that is free?
Posted by Disco Ball on 4/10/26 at 1:35 am to Spankum
quote:
If this is true, why would any company provide health insurance?
Companies with 50 or more full time (30 hours per week) employees don't have a choice and must provide an ACA approved minimal essential coverage health plan to the employees.
In most states an employer sponsored group insurance health Ins plan will have lower premiums than an individual policy purchased through the health exchange.
Depending on what percentage of the premiums are covered by the employer sometimes the coverge is less expensive and better quality through a persons employer.
If an employee works for a company that offers a group health Ins plan than they are not eligible to apply for a federal premium subsidy unless the group health coverage is deemed unaffordable
Unaffordable means that the employees portion of the premium exceeds 9.96% of their AGI
re: Louisiana QR code for inspection sticker proposal
Posted by Disco Ball on 4/9/26 at 11:48 pm to touchdownjeebus
Ok, this is what I love about the O-T Lounge
I learn something new everyday
Thank you for your service :cheers:
I learn something new everyday
Thank you for your service :cheers:
re: Louisiana QR code for inspection sticker proposal
Posted by Disco Ball on 4/9/26 at 11:40 pm to touchdownjeebus
quote:
So what happens if you have a plate that doesn’t require renewal?
Well, then I guess your QR code also won't require a renewal.
What vehicle registration do you have that doesn't require a renewal?
re: IBM Presents: You make the call. He/She/They/Them/Ze/Zur/Wtf?
Posted by Disco Ball on 4/9/26 at 10:59 pm to BoomerandSooner
WhiskeyTangoFoxtrot??
re: Is anyone in the mid morning to late morning delivery window for packages?
Posted by Disco Ball on 4/9/26 at 1:09 pm to travelgamer
quote:
No matter where I live I always end up being in the late afternoon to early evening window.
Lol
I think about this often
I'm a huge online shopper
I track 3-6 packages per day to my home and almost every delivery happens between 5 and 9 pm
Tracking shows USPS, UPS, Fedex & Amazon trucks leaving out at 6:00 am
I don't live in the sticks
What the hell takes them so long?
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