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| Favorite team: | UCLA  |
| Location: | San Bernardino |
| Biography: | |
| Interests: | |
| Occupation: | Technician |
| Number of Posts: | 11 |
| Registered on: | 2/12/2018 |
| Online Status: | Not Online |
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Personal Loan through AmEx
Posted by OhGill on 2/23/18 at 5:17 pm
I logged into my AmEx account this morning and noticed a pre-approval alert for a PL of up to $15,000 with an interest rate of up to 9.69%. Went ahead an applied since I have a balance on 2 CCs and wanted to consolidate. My question is: Has anyone gotten a PL through AmEx and what was that experience like? I'm thrilled to be able to pay off the 2 CCs that have a higher intr. rate and be paid off in 12 months (or less.)
2
While not all Hispanics are undocumented immigrants, the majority of undocumented immigrants are Hispanic so the data will disproportionately show that if an undocumented immigrant is committing a crime, then they are likely to be of Hispanic descent.
I also find fault in the data as it is using crime statistics from Arizona - a state with a high population of Hispanics. You can't extrapolate data from a diverse state like Arizona and then make a general statement that it applies to all of the U.S. This is like taking crime statistics from Idaho and saying white men in the entire U.S are most likely to commit homicide.
Look, it is a tale as old as time. According to FBI statistics, black males are still most likely to commit a violent crime. This is not accounting for the crimes registered where race is not listed.
I also find fault in the data as it is using crime statistics from Arizona - a state with a high population of Hispanics. You can't extrapolate data from a diverse state like Arizona and then make a general statement that it applies to all of the U.S. This is like taking crime statistics from Idaho and saying white men in the entire U.S are most likely to commit homicide.
Look, it is a tale as old as time. According to FBI statistics, black males are still most likely to commit a violent crime. This is not accounting for the crimes registered where race is not listed.
re: Are there really 300 mass shootings per year in the US?
Posted by OhGill on 2/15/18 at 5:03 pm to Bjorn Cyborg
Absolutely it is misleading, but I also find that it is a slippery slope to downplay the definitions as it also downplays the actions/crimes in a way.
You're not serious.
From the bureau of justice statistics:
Violent victimization includes rape or sexual assault, robbery,
aggravated assault, and simple assault.
From the bureau of justice statistics:
quote:
Of the nearly 3.7 million violent victimizations committed
against white victims during 2012-15, a total of 57% were
committed by white offenders, 15% by black offenders, and
11% by Hispanic offenders. Similarly, the majority of the
850,720 violent victimizations committed against black
victims involved black offenders (63%), followed by white
(11%) and Hispanic (7%) offenders. Forty percent of violent
victimizations committed against Hispanic victims were
committed by Hispanic offenders, while white and black
offenders each committed 20% of victimizations against
Hispanic victims.
Violent victimization includes rape or sexual assault, robbery,
aggravated assault, and simple assault.
As many have stated the number of victims needs to be 3 or more in order to qualify as a "mass shooting". If you use that definition then maybe. It is like the definition of serial killers. According to the FBI, a serial killer is someone who commits at least three murders over more than a month with an emotional cooling off period in between. Makes you feel like serial killers/mass shootings aren't "as bad".
I just read an article that states we have had 18 school shootings this year. The number sounds high and maybe the definition is "gun gets fired with the intent to do harm", bur does it matter what the definition is? I know I would be destroyed if it was my child who was injured/killed in a shooting incident.
I just read an article that states we have had 18 school shootings this year. The number sounds high and maybe the definition is "gun gets fired with the intent to do harm", bur does it matter what the definition is? I know I would be destroyed if it was my child who was injured/killed in a shooting incident.
re: I just don't understand why in the 50s and 60s these shootings were extremely rare.
Posted by OhGill on 2/15/18 at 4:22 pm to Numberwang
Are you really serious? Yes, these shootings were not a bi-monthly ordeal, but your reasoning makes me feel like you're trolling.
While the United States was close to 90% Caucasian, religion is a different matter.
Statistically speaking crime is at an all-time low. We just have access to a 24-hour news cycle and the internet provides us with real-time notifications and information. We are plugged in thus feel that crime happens at a higher rate.
quote:
America was 90% Caucasian/Christian.
While the United States was close to 90% Caucasian, religion is a different matter.
Statistically speaking crime is at an all-time low. We just have access to a 24-hour news cycle and the internet provides us with real-time notifications and information. We are plugged in thus feel that crime happens at a higher rate.
Given that my field is so specialized and our direct competitors are also some of our biggest supporters, it would be hard for me to take an offer from any of them. In our industry its hard enough to succeed without poaching each other's employees.
Now.. that is not to say I wouldn't if they offered e 50% more. we all have a price after all :lol:
Now.. that is not to say I wouldn't if they offered e 50% more. we all have a price after all :lol:
:cheers:
The thought that this isn't preventable is also laughable. We (as a country) are #1 in mass shootings - somehow other countries have figured it out. We should be able to as well.
The thought that this isn't preventable is also laughable. We (as a country) are #1 in mass shootings - somehow other countries have figured it out. We should be able to as well.
To me this is the correct answer:
If you have certain needs and don't want to research your options or don't know better (like adding external memory), you will buy the $1,000 because you personally think it meets your needs and is worth that.
If you feel other, less expensive phones meet your need, then you won't pay $1,000 for a phone.
It is like broadband - If you are not a heavy user, you won't see the inherent value in paying for a gig of service. If you require more bandwidth and higher speeds (or you may just be one of those that likes "the new flashy thing") then you will see the value.
quote:
This phone does everything a $1000 can do that I care about.
If you have certain needs and don't want to research your options or don't know better (like adding external memory), you will buy the $1,000 because you personally think it meets your needs and is worth that.
If you feel other, less expensive phones meet your need, then you won't pay $1,000 for a phone.
It is like broadband - If you are not a heavy user, you won't see the inherent value in paying for a gig of service. If you require more bandwidth and higher speeds (or you may just be one of those that likes "the new flashy thing") then you will see the value.
This is most definitely the goal for us as well.
re: Fired DirectTV
Posted by OhGill on 2/12/18 at 9:40 pm to greedyasapig
I highly recommend Hulu Live - I believe it is about $40/month and also gives you access to their streaming service.
Cutting the cord was the best thing I ever did.
Cutting the cord was the best thing I ever did.
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