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Personal Loan through AmEx
Posted on 2/23/18 at 5:17 pm
Posted on 2/23/18 at 5:17 pm
I logged into my AmEx account this morning and noticed a pre-approval alert for a PL of up to $15,000 with an interest rate of up to 9.69%. Went ahead an applied since I have a balance on 2 CCs and wanted to consolidate. My question is: Has anyone gotten a PL through AmEx and what was that experience like? I'm thrilled to be able to pay off the 2 CCs that have a higher intr. rate and be paid off in 12 months (or less.)
Posted on 2/23/18 at 7:02 pm to OhGill
If you have great credit score, look at something like LightStream. You can do much, much better than a 9.69% rate.
ETA: poster below me has a much better option. If you’re looking for less than 12-months, find a no-fee balance transfer card offer for 0%. But seeing as how you’re in $15,000 of credit card debt, you might want to tread carefully.
ETA: poster below me has a much better option. If you’re looking for less than 12-months, find a no-fee balance transfer card offer for 0%. But seeing as how you’re in $15,000 of credit card debt, you might want to tread carefully.
This post was edited on 2/24/18 at 7:22 am
Posted on 2/23/18 at 7:55 pm to OhGill
You didnt consider the numerous cards on the market with 0% APR balance transfers for a year or so?
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