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Where is the evidence that medicaid expansion is making my monthly premium cheaper?

Posted on 8/7/17 at 1:55 pm
Posted by HailHailtoMichigan!
Mission Viejo, CA
Member since Mar 2012
69252 posts
Posted on 8/7/17 at 1:55 pm
I was promised that medicaid expansion would cut down on hospital costs because preventative care would be more prevalent, which I would notice when I pay my monthly premium.

Another lie/broken promise?
This post was edited on 8/7/17 at 1:56 pm
Posted by lsufan1971
Zachary
Member since Nov 2003
18128 posts
Posted on 8/7/17 at 2:19 pm to
quote:

I was promised that medicaid expansion would cut down on hospital costs because preventative care would be more prevalent, which I would notice when I pay my monthly premium.


Anyone with half a brain knew it would make premiums increase. Anyone that thought that taking 14 million people out of the insurance premium pool and expect rates to decrease is a fool.
Posted by SSpaniel
Germantown
Member since Feb 2013
29658 posts
Posted on 8/7/17 at 2:34 pm to
quote:

Anyone with half a brain knew it would make premiums increase. Anyone that thought that taking 14 million people out of the insurance premium pool and expect rates to decrease is a fool.

NO... anyone saying it didn't decrease is using anecdotal evidence. BamaAtl said that's how it was.
Posted by BamaAtl
South of North
Member since Dec 2009
21874 posts
Posted on 8/7/17 at 2:36 pm to
LINK

Your ignorance and inability to do basic research on a subject you claim interests you is disgusting.
Posted by MSMHater
Houston
Member since Oct 2008
22774 posts
Posted on 8/7/17 at 2:43 pm to
quote:

Where is the evidence that medicaid expansion is making my monthly premium cheaper?


quote:

LINK
as this brief estimates, the Medicaid expansion helps
lower premiums for Marketplace enrollees; we estimate that Marketplace premiums are about 7
percent lower in states that expanded Medicaid compared to those that have not done so yet.


As if Hail gets coverage through the marketplace. A logical assumption would be he is part of the 50% insured through their employer. Deflect, deflect, deflect... Quick, post another non-applicable link or graph.
This post was edited on 8/7/17 at 2:49 pm
Posted by SSpaniel
Germantown
Member since Feb 2013
29658 posts
Posted on 8/7/17 at 2:47 pm to
quote:

Your ignorance and inability to do basic research on a subject you claim interests you is disgusting.




As is your ability to either read, comprehend or, quite possibly, both.

CLEARLY stated in the OP:

quote:

which I would notice when I pay my monthly premium.


Posted by NC_Tigah
Carolinas
Member since Sep 2003
123784 posts
Posted on 8/7/17 at 2:48 pm to
quote:

BamaAtl


Like a bug to the light. You just can't help yourself.

Posted by BamaAtl
South of North
Member since Dec 2009
21874 posts
Posted on 8/7/17 at 2:49 pm to
quote:

A logical assumption would be he is part of the 50% insured through their employer


Then, logically, he would understand that Medicaid expansion has little bearing on employer-provided insurance. If your employer provides insurance, you're not going to be on Medicaid.
Posted by KiwiHead
Auckland, NZ
Member since Jul 2014
27369 posts
Posted on 8/7/17 at 2:50 pm to
Maybe it has slowed the growth of premium increase, but that's it. Your premiums have not gone down due to expansion.
Posted by MSMHater
Houston
Member since Oct 2008
22774 posts
Posted on 8/7/17 at 2:54 pm to
quote:

Then, logically, he would understand that Medicaid expansion has little bearing on employer-provided insurance. If your employer provides insurance, you're not going to be on Medicaid.


Right, so, logically, we probably shouldn't have been told that the ACA would have any kind of ability to reduce premiums for the majority of insured Americans.

Only an idiot would have believed that, which is what the OP is bitching about. IMO, a better response would have been...

quote:

Where is the evidence that medicaid expansion is making my monthly premium cheaper?

There is none. Because it doesn't.

And just leave it at that.
This post was edited on 8/7/17 at 2:55 pm
Posted by SSpaniel
Germantown
Member since Feb 2013
29658 posts
Posted on 8/7/17 at 2:54 pm to
quote:

Then, logically, he would understand that Medicaid expansion has little bearing on employer-provided insurance. If your employer provides insurance, you're not going to be on Medicaid.


Also... well... logically... if you expand Medicaid, then presumably those people receive more preventative care. Which, in turn, reduces costs hospitals have to eat because they don't have to take care of as many folks who come into the ER who can't pay. Which, in turn, reduces overall hospital costs because they don't have to pass those costs onto the other patient population. Which, in turn, reduces contract costs with insurance companies. Which, in turn reduces premiums for everyone. Right? Did that happen?
Posted by BamaAtl
South of North
Member since Dec 2009
21874 posts
Posted on 8/7/17 at 2:56 pm to
quote:

Maybe it has slowed the growth of premium increase, but that's it.


That's a net savings of money over time, compared to what he would have otherwise spent.
Posted by BamaAtl
South of North
Member since Dec 2009
21874 posts
Posted on 8/7/17 at 2:57 pm to
That particular effect is not something you'd see this early into the program. Nor is it something you'll see with Republicans sabotaging the bill and throwing uncertainty into the mix.
Posted by bamarep
Member since Nov 2013
51794 posts
Posted on 8/7/17 at 2:57 pm to
$2500 in savings baw.

Kicks in next year.


Promise
Posted by NC_Tigah
Carolinas
Member since Sep 2003
123784 posts
Posted on 8/7/17 at 3:03 pm to
quote:

That particular effect is not something you'd see this early into the program.
That particular effect is not something you'll ever see in the program. Why?
Because there is no personal disincentive in visiting an ED for treatment of the sniffles.
Posted by BamaAtl
South of North
Member since Dec 2009
21874 posts
Posted on 8/7/17 at 3:19 pm to
quote:

That particular effect is not something you'll ever see in the program. Why?
Because there is no personal disincentive in visiting an ED for treatment of the sniffles.


True, preventative care is more cost-effective than cost-saving.

But oh no, healthier Americans...


Posted by NC_Tigah
Carolinas
Member since Sep 2003
123784 posts
Posted on 8/7/17 at 3:34 pm to
quote:

True, preventative care is more cost-effective than cost-saving.
Reporting to the ED for non-emergent care is neither. But it makes the hospital a ton of money.
Posted by BamaAtl
South of North
Member since Dec 2009
21874 posts
Posted on 8/7/17 at 4:22 pm to
quote:

Reporting to the ED for non-emergent care is neither.


Which is much more of a culture change than a payor change.
Posted by NC_Tigah
Carolinas
Member since Sep 2003
123784 posts
Posted on 8/7/17 at 5:17 pm to
quote:

Which is much more of a culture change than a payor change.

It doesn't matter. Right?
It is what it is,

It doesn't matter if it's more the astrological alignment of Jupiter with Mars. The fact is, PREDICTABLY, medicaid recipients tag taxpayers with huge ED charges for nonemergent care.

Why?
Because they are not responsible at all for the costs.
Not in the least.

A $10K Emergency Room charge to treat the flu?
Who cares?

What is chance the individual will ever be held responsible, or called to pay.
As your socialist political mentor put it, "Not A Smidgen!"
Posted by the808bass
The Lou
Member since Oct 2012
111498 posts
Posted on 8/7/17 at 6:26 pm to
quote:

True, preventative care is more cost-effective than cost-saving.

Loliar
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