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re: So all I need to do to afford a $750,000 house
Posted on 3/17/25 at 3:19 pm to RollTide4547
Posted on 3/17/25 at 3:19 pm to RollTide4547
quote:
Nothing I can do about that.
Yes we all understand you missed the impacts of the effects of this bubble and default to that position when the difference in today's reality and your reality at purchase are shown to be different.
quote:
So I don't care.
Clearly. The ignorance of the economic impacts of the bubble is noted (as I said above).
quote:
What I can do is apply myself to reaching my goals. If my goals cannot be reached in my current location and in my current career, I can change on or both and reach my goals.
Great. We're discussing macro-level issues here, not your unrelated and irrelevant idiosynratic past.
1
Posted on 3/17/25 at 3:25 pm to SlowFlowPro
quote:Young people are in the position they are in. Like it or not. That's where they are. Regardless of what you want to call it, that's where they are. Can't find a home in your price range. MOVE.
Yes we all understand you missed the impacts of the effects of this bubble and default to that position when the difference in today's reality and your reality at purchase are shown to be different.
quote:A young person goes out and purchases a home (that they can afford with a fixed interest) and the bubble bursts, how are they adversely affected if they don't sell?
Clearly. The ignorance of the economic impacts of the bubble is noted (as I said above).
quote:you're blowing a bunch of pompous, pretentious, condescending, better-than-thou, smug bull excrement. Blowhards usually do love to listen to their own words.
We're discussing macro-level issues here, not your unrelated and irrelevant idiosynratic past.
Posted on 3/17/25 at 3:27 pm to goldennugget
I often hear people say “unless I want to live in a bad area” Well in the early 90s when we moved out, nearly all of us started out living in shitty areas of town. We didn’t have phones, tv, go out to eat, etc. we had a shitty bed, maybe a used recliner, basically everything was used or hand me downs.I do think younger people today expect nicer things, bigger houses than needed, and want to live in nice neighborhoods. Most of my generation didn’t expect all that, we just bought or rented what we could afford and lived in bad areas. Maybe late 20s or 30s made it to the suburbs. And if you didn’t live in the city, you lived in a trailer park or some shite. Now your 22 year old wants to live in a nice comfortable suburb.
Posted on 3/17/25 at 3:30 pm to Mushroom1968
quote:We still have a used recliner and furniture. Nothing wrong with that. I get most of my clothes from thrift stores.
maybe a used recliner, basically everything was used or hand me downs
Posted on 3/17/25 at 3:50 pm to Mushroom1968
I think you’re conflating college kids or new grads or people who should be buying starter homes (25-27 and up). I pass by exurbs in Houston that are marketing new developments with homes $350,000 + up. So you get a “deal” to move to the middle of nowhere while praying gas is reasonable and the economy doesn’t falter. These are the kinds of developments that were wrecked in 2008.
Posted on 3/17/25 at 3:54 pm to DownshiftAndFloorIt
quote:
Old people don't understand the struggle.
Young people don't understand this:
quote:
There are homes available for less then $750K bro
Posted on 3/17/25 at 3:54 pm to goldennugget
quote:Try buying a starter home for under 150k and work your way up after building up your equity.
o all I need to do to afford a $750,000 house
sorry you are too dumb to know how to move in this world
Posted on 3/17/25 at 3:55 pm to goldennugget
Not that simple, but also the median home is more like $400k.
So not as out of reach as you are saying.
So not as out of reach as you are saying.
Posted on 3/17/25 at 3:55 pm to AuburnTigers
quote:
Try buying a starter home for under 150k
What will $150k get you in DTX Metro?
Posted on 3/17/25 at 3:57 pm to NIH
quote:
I think you’re conflating college kids or new grads or people who should be buying starter homes (25-27 and up). I pass by exurbs in Houston that are marketing new developments with homes $350,000 + up. So you get a “deal” to move to the middle of nowhere while praying gas is reasonable and the economy doesn’t falter. These are the kinds of developments that were wrecked in 2008.
There is a guy ITT who argued in the last version of this thread those people should be happy to move 1.5 hours away from a lesser metro like Birmingham to BFE and make 3+ hours/day round trip commutes.
Posted on 3/17/25 at 3:58 pm to SlowFlowPro
quote:
What will $150k get you in DTX Metro?
$10 will get you a Rand McNally road map to other places.
Posted on 3/17/25 at 3:58 pm to Flats
quote:
They weren't my numbers, but I think he was using median income, median house price and interest rates. Things are horrible compared to just a few years ago, and I get people being pissed of that they missed it, but current payment ratios are just a little LESS than the early 90s if I'm remembering correctly. Close enough to call them basically the same if you want to, but it still means this isn't some unprecedented apocalypse that no generation has faced before.
I have posted factual numbers to this effect probably 10 times here.
It makes no difference to those who are committed to the Housepocolypse narrative.
Posted on 3/17/25 at 3:59 pm to SlowFlowPro
A trailer.
And you know what? You can live just fine in a trailer when you're starting out.
And you know what? You can live just fine in a trailer when you're starting out.
Posted on 3/17/25 at 4:00 pm to DrrTiger
quote:
$10 will get you a Rand McNally road map to other places.
Ok...
What will $150k get you in Houston? Austin? San Antonio?
Posted on 3/17/25 at 4:02 pm to wackatimesthree
quote:
You can live just fine in a trailer when you're starting out.
As NIH pointed out, this discussion is for the people beyond that. The 25-27 year old professionals who face insane bubble pricing attached to urban areas that offer the competitive salaries. Nobody is arguing for the 22 year old fresh out of college just starting out.
Posted on 3/17/25 at 4:02 pm to goldennugget
Why 750k?
Heck I don’t even understand why I’m seeing more new homes being built for 350k+ in the small town where my daughter goes to school.
I’m a single parent and was able to new home for 220k 3bed 2bath in 2022 before the interest rate got crazy.
I cant even imagine upgrading right now because rate isn’t going down anytime soon
Heck I don’t even understand why I’m seeing more new homes being built for 350k+ in the small town where my daughter goes to school.
I’m a single parent and was able to new home for 220k 3bed 2bath in 2022 before the interest rate got crazy.
I cant even imagine upgrading right now because rate isn’t going down anytime soon
Posted on 3/17/25 at 4:05 pm to SlowFlowPro
quote:Move your arse to where you can buy a good start home instead of trying to live outside your means.
What will $150k get you in DTX Metro?
To be a "lawyer", you sure are stupid
Posted on 3/17/25 at 4:07 pm to AuburnTigers
quote:
Move your arse to where you can buy a good start home instead of trying to live outside your means.
So move away from the areas with good salaries and jobs to be more poor and not be able to afford the $150k house in a depressing shithole with no future inBFE ?
quote:
To be a "lawyer", you sure are stupid
This post was edited on 3/17/25 at 4:08 pm
Posted on 3/17/25 at 4:09 pm to SlowFlowPro
quote:
move 1.5 hours away from a lesser metro like Birmingham to BFE and make 3+ hours/day round trip commutes.
I’m not saying they should be happy but people have been doing this for 40 years
Posted on 3/17/25 at 4:10 pm to Mushroom1968
quote:
but people have been doing this for 40 years
There is a very, very small % of people making 3+ hours round trip daily commutes
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