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Started By
Message
re: So all I need to do to afford a $750,000 house
Posted on 3/18/25 at 4:59 pm to AuburnTigers
Posted on 3/18/25 at 4:59 pm to AuburnTigers
quote:
eta: SVD doesnt even know what MIP is
Ive been in the RE game for over 30yrs dummy
Do the math on the difference of payment with mi when you put 3.5% down vs 20%
Then tell me the longest someone stays in a home loan for
I mean you claimed that house wasnt a shitehole and there was 2 crack addicts as neighbors
quote:
whats sad is these kids just write shite off as boomer mentality because they dont know how mortgage financing works. At all.
I bet you are a big fan of a 30yr fix
This post was edited on 3/18/25 at 5:00 pm
2
Posted on 3/18/25 at 5:07 pm to LSUconvert
quote:Well since I lack a Time Machine and my check stubs have long since been shredded that’s as good as you get.
Please use statistics so that everyone can verify the legitimacy of the specific numbers and figures you're using to calculate.
Posted on 3/18/25 at 5:10 pm to AuburnTigers
quote:
You think paying MIP is the way to go?
Absolutely. Especially at these rates and if you plan on doing renovations.
You don't?
If I waited till I had 20% to buy my first house that would have been the biggest financial mistake of my life.
This post was edited on 3/18/25 at 5:13 pm
Posted on 3/18/25 at 5:16 pm to JohnnyKilroy
quote:
If I waited till I had 20% to buy my first house that would have been the biggest financial mistake of my life.
Auburtiger is clearly a boomer and very stupid when it comes to loans
Posted on 3/18/25 at 5:29 pm to SDVTiger
I love the dumbfricks that say you should forego purchasing a home because you will pay like 1k/year in PMI
It's crazy how stupid these people are.
It's crazy how stupid these people are.
Posted on 3/18/25 at 5:36 pm to JohnnyKilroy
quote:First home i purchased was with a FHA loan and 3% down so i know exactly what you mean
If I waited till I had 20% to buy my first house that would have been the biggest financial mistake of my life.
Posted on 3/18/25 at 5:37 pm to SDVTiger
quote:and didnt know the difference between principle and principal
Ive been in the RE game for over 30yrs dummy
30 year vet at being a dumbass isnt a flex
Posted on 3/18/25 at 5:38 pm to JohnnyKilroy
quote:Dumb fricks like you pissing away money on rent for their entire lives is hilarious
JohnnyKilroy
Posted on 3/18/25 at 5:39 pm to JohnnyKilroy
quote:
I love the dumbfricks that say you should forego purchasing a home because you will pay like 1k/year in PMI
What amount would you consider prohibitive? What if PMI is 6K a year? Still go for it?
Posted on 3/18/25 at 5:44 pm to Powerman
quote:
What amount would you consider prohibitive? What if PMI is 6K a year? Still go for it?
PMI is likely going to be like a tenth of that.
Sure, at 500 a month that might, depending on many other factors, be prohibitive, but the reality is that PMI is more like closer to 50 dollars a month than 500.
I paid 56 a month in PMI on my first house and then got it taken off 9 months later when my house was valued at like 50k above what I bought it for.
Posted on 3/18/25 at 5:44 pm to SDVTiger
quote:Says the moron who said there arent any 150k homes that arent shitholes.
Auburtiger is clearly a boomer and very stupid when it comes to loans
Posted on 3/18/25 at 5:47 pm to LSUconvert
quote:Led by the nose.
Thanks!
There is a 220% monthly payment difference on 6% vs 16% rates for a 30yr loan.
Posted on 3/18/25 at 5:51 pm to AuburnTigers
quote:
zero policies have been discussed.
-Tariffs to force fair trade agreements
-Massive reduction in govt spending
-Stop subsidizing housing market with stupid loans to people who cant pay them
-No more bailouts for financial institutions when we get another sub-prime mortgage crisis
-No more bailing out stock market with QE
Posted on 3/18/25 at 5:54 pm to AuburnTigers
quote:
Says the moron who said there arent any 150k homes that arent shitholes
Every house at 150k thats been posted has been a shitehole
Posted on 3/18/25 at 5:55 pm to SDVTiger
quote:Liar
Every house at 150k thats been posted has been a shitehole
Posted on 3/18/25 at 5:55 pm to SDVTiger
quote:
I bet you are a big fan of a 30yr fix
When the rates were in the two's . . . . you bet.
Posted on 3/18/25 at 5:56 pm to JohnnyKilroy
quote:
love the dumbfricks that say you should forego purchasing a home because you will pay like 1k/year in PMI
It's crazy how stupid these people are.
They are very dumb
Lets suggest buying a shitehole that will need repairs but put 20% down (in this case 35-40k) and all the savings just to save 200 a mnth
Vs putting 6k down and paying 200 more
They all LOVE 30yr fixes yet have no idea about amortization
Posted on 3/18/25 at 5:58 pm to NC_Tigah
quote:
When the rates were in the two's . . . . you bet
How about at 7% now?
Posted on 3/18/25 at 5:58 pm to SDVTiger
quote:As an accountant, I have zero clue about amortization tables
They all LOVE 30yr fixes yet have no idea about amortization
quote:what a dumbfrick
SDVTiger
Posted on 3/18/25 at 5:59 pm to AuburnTigers
quote:
Liar
You posted a crackhouse
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