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Shocking: Americans are ditching ACA exchange plans after the “juiced” subsidies ended
Posted on 5/21/26 at 7:52 pm
Posted on 5/21/26 at 7:52 pm
Many folks who took advantage of juiced subsidies are going back on their employer plan or are opting for Christian health ministries
The “temporary” Covid era juiced subsidies (which dems wanted to make permanent) was always a brazen attempt to hide how shitty ACA plans have become
The “temporary” Covid era juiced subsidies (which dems wanted to make permanent) was always a brazen attempt to hide how shitty ACA plans have become
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Posted on 5/21/26 at 7:54 pm to HailHailtoMichigan!
I was led to believe the average American was going to save several hundred dollars a year
Posted on 5/21/26 at 7:58 pm to HailHailtoMichigan!
ACA was only meant to take the state-level insurer-of-last-resort risk pools and make a bigger national last-resort risk pool.
It's not really meant to be good insurance. Same thing exists for bad drivers for automotive insurance. The difference before ACA is already being sickly was a reason an employer plan would treat you like a bad driver so to speak. The difference being that the auto state risk pools were meant to allow a driver to improve their record and get back on a general consumer insurance policy. That's basically not a reality for anyone with a chronic illness.
The trade made with insurers was basically that they can't deny due to preexisting conditions but they get better last-resort risk pools instead of small state level ones.
It's not really meant to be good insurance. Same thing exists for bad drivers for automotive insurance. The difference before ACA is already being sickly was a reason an employer plan would treat you like a bad driver so to speak. The difference being that the auto state risk pools were meant to allow a driver to improve their record and get back on a general consumer insurance policy. That's basically not a reality for anyone with a chronic illness.
The trade made with insurers was basically that they can't deny due to preexisting conditions but they get better last-resort risk pools instead of small state level ones.
This post was edited on 5/21/26 at 8:05 pm
Posted on 5/21/26 at 8:03 pm to HailHailtoMichigan!
Hussain Obama’s Legacy
A pile of shite
A pile of shite
Posted on 5/21/26 at 8:17 pm to HailHailtoMichigan!
quote:
The “temporary” Covid era juiced subsidies (which dems wanted to make permanent) was always a brazen attempt to hide how shitty ACA plans have become
Yeap my family is about the average median income (though only 1 income by choice) and with subsidies it would have been about $650/month for insurance that doesn't. work until a $16,000 deductible is paid. That is paying $23,800 before insurance pays.
Posted on 5/21/26 at 8:18 pm to HailHailtoMichigan!
I’m still pissed that shithead cost me my coverage by forcing my insurance to close up shop & leave the state.
Posted on 5/21/26 at 8:31 pm to HailHailtoMichigan!
Those plans are little more than catastrophic healthcare plans now.
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